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“wikiHow:Administrator Notice Board” plus 49 more wikiHow


wikiHow:Administrator Notice Board

Posted: 17 Dec 2016 02:30 AM PST

Started

←Older revision Revision as of 10:30, 17 December 2016
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-Place any reports below this arrow.
 
-Place any reports below this arrow.
 
-->
 
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* Could an admin, with knowledge of copyright, process the images in [[:Category:Copyright Problems]], quite a few have been sitting there for a while. Thanks! &mdash;[[User:Skyllful|Skyllful]] <sup>([[User_talk:Skyllful|talk]]</sup> &#124; <sub>[[Special:Contribs/Skyllful|contribs]])</sub> 03:12, 14 December 2016 (GMT)
 
** Thanks.  The oldest article is dated 28 November this year, but we do have some images going back quite a way.  I'll have a look. - [[User:Davecrosby|davecrosby]] ([[User_talk:Davecrosby|talk]]) 11:49, 14 December 2016 (GMT)
 
  
 
== Helpful Links ==
 
== Helpful Links ==

Image:User Completed Image Remove Infection from an Ingrown Toenail 2016.12.17 10.27.33.0.jpg

Posted: 17 Dec 2016 02:27 AM PST

wikiHow:Teen Project

Posted: 17 Dec 2016 02:27 AM PST

Formatting/adding table to reduce page length

←Older revision Revision as of 10:27, 17 December 2016
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*Check the [[:Category:Nominations for Deletion|NFD]] section, the [[:Category:Stub|Stub]] section, and the [[:Category:Youth|Youth]] section to look for Teen articles in need of help
 
*Check the [[:Category:Nominations for Deletion|NFD]] section, the [[:Category:Stub|Stub]] section, and the [[:Category:Youth|Youth]] section to look for Teen articles in need of help
 
*Understand the [[wikiHow:Merge Policy|merge]] and [[wikiHow:Deletion Policy|deletion]] policies.  
 
*Understand the [[wikiHow:Merge Policy|merge]] and [[wikiHow:Deletion Policy|deletion]] policies.  
*Once you've made a helpful edit on a Teen article, put [[Template:Teen Project Edit|this template]] on the discussion page. You can do this by typing <nowiki>{{Teen Project Edit}}</nowiki> on the article's discussion page..Ask [[User:Pink_Star|Pink_Star]] for help if you're not sure how to do it.</font>
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*Once you've made a helpful edit on a Teen article, put [[Template:Teen Project Edit|this template]] on the discussion page. You can do this by typing <nowiki>{{Teen Project Edit}}</nowiki> on the article's discussion page. Ask [[User:Pink_Star|Pink_Star]] for help if you're not sure how to do it.</font>
  
 
== Candidates ==
 
== Candidates ==
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== Members ==
 
== Members ==
 
<font color="purple">
 
<font color="purple">
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<table width="100%">
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<tr>
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<td style="border-style:  solid; border-width: 0px; width: 50%;">
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<u>Teen Project Members</u>
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<div style="overflow: auto; tidy-will-remove-this: 50; height: 200px; width: 100%">
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*[[user:Pink_Star|Pink_Star]] (Founder)
 
*[[User:BookCritter4Ever|Bookie]]
 
*[[User:BookCritter4Ever|Bookie]]
*[[user:Pink_Star|Pink_Star]] (Founder)
 
 
*[[user:Anna0410|Anna0410]]
 
*[[user:Anna0410|Anna0410]]
 
*[[user:Maxie1234|Maxie]]
 
*[[user:Maxie1234|Maxie]]
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*[[User:King vegeta| King vegeta ]]
 
*[[User:King vegeta| King vegeta ]]
 
*[[User:Worst2First| Worst2First ]]
 
*[[User:Worst2First| Worst2First ]]
*[[User:treysongz<3<3<3|treysongz<3<3<3]]
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*User:treysongz<3<3<3
 
*[[User:Jstavro54| Jstavro54 ]]
 
*[[User:Jstavro54| Jstavro54 ]]
 
*[[User:jihan_jayen| Pudding]]
 
*[[User:jihan_jayen| Pudding]]
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*[[User:Gymnast 7|Gymnast 7]]
 
*[[User:Gymnast 7|Gymnast 7]]
 
*[[User:ZoZo7|ZoZo7]]
 
*[[User:ZoZo7|ZoZo7]]
Jmarc2(lilahandgarretsmommy)
+
*Jmarc2(lilahandgarretsmommy)
 
*[[User:Orwellian]]
 
*[[User:Orwellian]]
 +
 +
</div>
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</td>
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</tr>
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</table>

User_talk:OresTV

Posted: 17 Dec 2016 02:27 AM PST

←Older revision Revision as of 10:27, 17 December 2016
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{{comment_header|Davecrosby|Dave Crosby|date=2016-09-09T09:15:28Z}}
 
{{comment_header|Davecrosby|Dave Crosby|date=2016-09-09T09:15:28Z}}
 
{{copyvior|http://ss64.org/viewtopic.php?id%3F1725}}
 
{{copyvior|http://ss64.org/viewtopic.php?id%3F1725}}
 +
{{comment_footer|Davecrosby|Dave Crosby}}
 +
 +
{{comment_header|Davecrosby|Dave Crosby|date=2016-12-17T10:27:20Z}}
 +
Okay.  We had to remove your article just in case.  Feel free to recreate it but make sure it's in your own words to avoid any confusion.
 
{{comment_footer|Davecrosby|Dave Crosby}}
 
{{comment_footer|Davecrosby|Dave Crosby}}

User:Angelesvision

Posted: 17 Dec 2016 02:26 AM PST

User account Angelesvision was created

User:MiraBurchett94

Posted: 17 Dec 2016 02:26 AM PST

New page: %About_Yourself%

New page

%About_Yourself%

User:Amberp1987

Posted: 17 Dec 2016 02:26 AM PST

User account Amberp1987 was created

User:MiraBurchett94

Posted: 17 Dec 2016 02:26 AM PST

User account MiraBurchett94 was created

User:Jillnewton

Posted: 17 Dec 2016 02:25 AM PST

Davecrosby blocked "Jillnewton (Talk | contribs)" with an expiry time of 3 months Forum spam

User:Nedrith

Posted: 17 Dec 2016 02:24 AM PST

User account Nedrith was created

Become an Automotive Technician

Posted: 17 Dec 2016 02:23 AM PST

Adding video via video picker tool

←Older revision Revision as of 10:23, 17 December 2016
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#* Becoming an [[Become ASE Certified|ASE Certified Mechanic]] can offer you great options for career growth,
 
#* Becoming an [[Become ASE Certified|ASE Certified Mechanic]] can offer you great options for career growth,
 
#* Branching out into welding, body work or specialty engine building can all increase your pay rates and opportunities in the field.
 
#* Branching out into welding, body work or specialty engine building can all increase your pay rates and opportunities in the field.
 +
 +
== Video ==
 +
{{Video:Become an Automotive Technician|}}
 +
 
== Related wikiHows ==
 
== Related wikiHows ==
 
*[[Change an Automotive Belt]]
 
*[[Change an Automotive Belt]]

Video:Become an Automotive Technician

Posted: 17 Dec 2016 02:23 AM PST

Adding video via video picker tool

New page

{{Curatevideo|youtube|mihX0QmjDNA|How to Become a Professional Automotive Technician|Array|on this one you could add your input about how you became an automotive technician or how you plan to become one in the comments below or even better leave a video I'd love to hear your story so feel free to can visit me at the link above for the website

Stay dirty

ETCG1|Autos & Vehicles}}
{{VideoDescription|{{{1}}} }}

Add a Watermark

Posted: 17 Dec 2016 02:22 AM PST

Creating a new article via the Article Creator

New page



== Steps ==
=== Go on a edit program ===
# You can use PicMonkey or Pizap,that's what I use

=== Choose the photo ===
# (On PicMonkey) Press on "Overlays" (The butterfy)
#* Press on "Add Your Own" or Choose on that PicMonkey give you
# (On Pizap) Press on "Add photo" or "Cut Out Tool" To get your watermark you whant

=== Fade it ===
# You cannot Fade it on PicMonkey
# You need to (on Pizap) press on "Fade"
#* Press on the watermark than on fade.You fade it how much you whant than you save

== Sources and Citations ==
* http://www.pizap.com/pizap
* https://www.picmonkey.com/

Understand Your Dog's Body Language

Posted: 17 Dec 2016 02:21 AM PST

←Older revision Revision as of 10:21, 17 December 2016
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== Things You'll Need ==
 
== Things You'll Need ==
 
*  a dog
 
*  a dog
 +
A leash
 +
Toys
 +
Dog food
 +
Bed
  
 
== Related wikiHows ==
 
== Related wikiHows ==

Discussion:Get a Jio Sim

Posted: 17 Dec 2016 02:21 AM PST

New page



{{comment_header|WikiRajat|Rajat|date=2016-12-17T10:21:27Z}}
If possible please correct the mistake or improve the wiki article
{{comment_footer|WikiRajat|Rajat}}

Calculate Taxes Owed on Hardship Withdrawals

Posted: 17 Dec 2016 02:21 AM PST

Saving new step-by-step photos

←Older revision Revision as of 10:21, 17 December 2016
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== Steps ==
 
== Steps ==
 
===Checking Eligibility for Hardship Withdrawals===
 
===Checking Eligibility for Hardship Withdrawals===
#Determine which type of retirement plan you have. Check your account statement to see what type of retirement account you have. Alternately, you can contact your financial advisor or the human resources department at your employer for this information. Whether your retirement plan is a traditional one or a Roth account will have an impact on the withdrawal rules and applicable taxes.
+
#Determine which type of retirement plan you have. Check your account statement to see what type of retirement account you have. Alternately, you can contact your financial advisor or the human resources department at your employer for this information. Whether your retirement plan is a traditional one or a Roth account will have an impact on the withdrawal rules and applicable taxes.[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 1 Version 2.jpg|center]]
 
#*Roth IRA withdrawals are not typically taxed, provided the account is more than five years old and the money is used for a home purchase or improvement, because the participant suffers a disability, or because the participant has died.<ref>http://www.rothira.com/taking-early-withdrawals-your-roth-ira</ref>
 
#*Roth IRA withdrawals are not typically taxed, provided the account is more than five years old and the money is used for a home purchase or improvement, because the participant suffers a disability, or because the participant has died.<ref>http://www.rothira.com/taking-early-withdrawals-your-roth-ira</ref>
#Learn the consequences of hardship withdrawals. Withdrawals can be taken from your retirement account before your retirement age in the form of hardship withdrawals. These withdrawals are designed to give retirement account holders the option to take out part of their retirement to cover emergency expenses, such as bills during a period of unemployment or high medical bills. However, the law is designed to discourage this type of withdrawal by applying steep tax penalties in most cases.  
+
#Learn the consequences of hardship withdrawals. Withdrawals can be taken from your retirement account before your retirement age in the form of hardship withdrawals. These withdrawals are designed to give retirement account holders the option to take out part of their retirement to cover emergency expenses, such as bills during a period of unemployment or high medical bills. However, the law is designed to discourage this type of withdrawal by applying steep tax penalties in most cases.[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 2 Version 2.jpg|center]]
 
#*Unless your withdrawal specifically qualifies as penalty-free, you will pay a tax penalty.
 
#*Unless your withdrawal specifically qualifies as penalty-free, you will pay a tax penalty.
 
#*In addition, you will be charged income taxes on your withdrawal in most cases.
 
#*In addition, you will be charged income taxes on your withdrawal in most cases.
 
#*Finally, the real cost of your early withdrawal is in money you won't have during retirement. This because even more damaging the younger you are, as a withdrawal left in your account would have continued to earn interest until retirement.<ref>http://www.401khelpcenter.com/401k_education/hardship_withdrawal_article_2.html#.V6Ni-aPnbGc</ref>
 
#*Finally, the real cost of your early withdrawal is in money you won't have during retirement. This because even more damaging the younger you are, as a withdrawal left in your account would have continued to earn interest until retirement.<ref>http://www.401khelpcenter.com/401k_education/hardship_withdrawal_article_2.html#.V6Ni-aPnbGc</ref>
 
#*If you take out a hardship withdrawal, your 401(k) will also be "frozen" for six months. This means that you will be unable to deposit funds during this time (or receive employer matching).  
 
#*If you take out a hardship withdrawal, your 401(k) will also be "frozen" for six months. This means that you will be unable to deposit funds during this time (or receive employer matching).  
#Determine if your needs qualify for a hardship withdrawal. Various circumstances qualify as hardships. If you or your spouse have considerable medical expenses that you cannot pay, you may be able to acquire funds from your 401K to pay your bills. Money from a withdrawal may be used for a real estate purchase that becomes your primary residence, or to stop eviction or foreclosure proceedings of your permanent home. Other hardship examples include college or education-related costs, repairs to your home, and funeral expenses.[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 1.jpg|center]]
+
#Determine if your needs qualify for a hardship withdrawal. Various circumstances qualify as hardships. If you or your spouse have considerable medical expenses that you cannot pay, you may be able to acquire funds from your 401K to pay your bills. Money from a withdrawal may be used for a real estate purchase that becomes your primary residence, or to stop eviction or foreclosure proceedings of your permanent home. Other hardship examples include college or education-related costs, repairs to your home, and funeral expenses.[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 3 Version 2.jpg|center]]
 
#*Retirement plans like 401(k)s and 403(b)s may, but are not required to, offer hardship withdrawals. These withdrawals may be limited to different circumstances, depending on your plan.
 
#*Retirement plans like 401(k)s and 403(b)s may, but are not required to, offer hardship withdrawals. These withdrawals may be limited to different circumstances, depending on your plan.
 
#*Read the language of your account agreement to determine whether or not hardship withdrawals are allowed.<ref>https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-hardship-distributions</ref>
 
#*Read the language of your account agreement to determine whether or not hardship withdrawals are allowed.<ref>https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-hardship-distributions</ref>
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#*You can also make penalty-free IRA withdrawals for qualifying educational expenses, to cover health insurance premiums while unemployed, and home improvement expenses up to $10,000.<ref>https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-tax-on-early-distributions</ref>
 
#*You can also make penalty-free IRA withdrawals for qualifying educational expenses, to cover health insurance premiums while unemployed, and home improvement expenses up to $10,000.<ref>https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-tax-on-early-distributions</ref>
 
#*Court-ordered withdrawals, such as for payment to a spouse in divorce, may also be penalty-free.<ref>http://www.finra.org/investors/401k-hardship-withdrawals%E2%80%94understand-tax-bite-and-long-term-consequences</ref>
 
#*Court-ordered withdrawals, such as for payment to a spouse in divorce, may also be penalty-free.<ref>http://www.finra.org/investors/401k-hardship-withdrawals%E2%80%94understand-tax-bite-and-long-term-consequences</ref>
#Gather documentation of your hardship. If a 401(k) allows for hardship withdrawals, it will also specify what information, if any, must be supplied to the employer to prove hardship. In general, the participant's finances will not be analyzed by the employer. Rather, the employer can typically rely on the participant's explanation of their situation, unless they have information to the contrary. Talk to your employer or 401(k) administrator to check documentation requirements for your plan.<ref>https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-hardship-distributions</ref>
+
#Gather documentation of your hardship. If a 401(k) allows for hardship withdrawals, it will also specify what information, if any, must be supplied to the employer to prove hardship. In general, the participant's finances will not be analyzed by the employer. Rather, the employer can typically rely on the participant's explanation of their situation, unless they have information to the contrary. Talk to your employer or 401(k) administrator to check documentation requirements for your plan.<ref>https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-hardship-distributions</ref>[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 4 Version 2.jpg|center]]
  
 
===Calculating Tax Liability===
 
===Calculating Tax Liability===
#Finalize the amount of your withdrawal. Depending on your plan, you may be limited on how much you can withdraw. While IRAs will allow you to take out as much as you want, employer-supported plans like 401(k)s will likely limit your withdrawal to money that you have contributed to the account. This means that matched funds supplied by the employer, earned interest, and previous withdrawals will typically not be available to be withdrawn. However, individuals plans may allow for some or all of these amounts to be withdrawn, depending on your circumstances.<ref>https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-hardship-distributions</ref>
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#Finalize the amount of your withdrawal. Depending on your plan, you may be limited on how much you can withdraw. While IRAs will allow you to take out as much as you want, employer-supported plans like 401(k)s will likely limit your withdrawal to money that you have contributed to the account. This means that matched funds supplied by the employer, earned interest, and previous withdrawals will typically not be available to be withdrawn. However, individuals plans may allow for some or all of these amounts to be withdrawn, depending on your circumstances.<ref>https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-hardship-distributions</ref>[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 5.jpg|center]]
 
#*Fully vested employer contributions may also be available for withdrawal under some plans.<ref>https://www.ameriprise.com/research-market-insights/financial-articles/retirement/borrowing-money-from-your-401k/</ref>
 
#*Fully vested employer contributions may also be available for withdrawal under some plans.<ref>https://www.ameriprise.com/research-market-insights/financial-articles/retirement/borrowing-money-from-your-401k/</ref>
#Add in the early withdrawal penalty, if applicable. Calculate and add in your early withdrawal penalty if your hardship withdrawal is not exempt from it. This amount is added together with your income tax to determine your total taxes on the withdrawal.<ref>http://www.bankrate.com/finance/retirement/penalty-free-401-k-ira-withdrawals-1.aspx</ref> For example, if you incurred a 10 percent penalty for your $25,000 hardship withdrawal, you will owe $2,500 in penalties. With just federal tax and penalties, you lose $8,750 from your original withdrawal of $25,000.  
+
#Add in the early withdrawal penalty, if applicable. Calculate and add in your early withdrawal penalty if your hardship withdrawal is not exempt from it. This amount is added together with your income tax to determine your total taxes on the withdrawal.<ref>http://www.bankrate.com/finance/retirement/penalty-free-401-k-ira-withdrawals-1.aspx</ref> For example, if you incurred a 10 percent penalty for your $25,000 hardship withdrawal, you will owe $2,500 in penalties. With just federal tax and penalties, you lose $8,750 from your original withdrawal of $25,000.[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 6.jpg|center]]
 
#*This leaves you with $16,250 to use for expenses or other hardship purposes.
 
#*This leaves you with $16,250 to use for expenses or other hardship purposes.
#Determine your current income tax bracket. You may be able to determine this by consulting your tax return from the previous year or by checking  with the IRS. The IRS website has tax schedules that should give you this information. You need to know your gross income, filing status, and deduction amounts in order to use the tax schedule tables.[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 4.jpg|center]]
+
#Determine your current income tax bracket. You may be able to determine this by consulting your tax return from the previous year or by checking  with the IRS. The IRS website has tax schedules that should give you this information. You need to know your gross income, filing status, and deduction amounts in order to use the tax schedule tables.[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 7.jpg|center]]
 
#*Be sure to use the most recent tax bracket information when determining your tax rate.<ref>http://individual.troweprice.com/public/Retail/Planning-&-Research/Tax-Planning/Prepare-Your-Taxes/Tax-Rate-Schedules</ref>
 
#*Be sure to use the most recent tax bracket information when determining your tax rate.<ref>http://individual.troweprice.com/public/Retail/Planning-&-Research/Tax-Planning/Prepare-Your-Taxes/Tax-Rate-Schedules</ref>
 
#*Be careful when figuring the taxes for your hardship withdrawal. If you're on the edge of a tax bracket, the hardship withdrawal income may push you into the next bracket, which will leave you owing more taxes than you originally budgeted.
 
#*Be careful when figuring the taxes for your hardship withdrawal. If you're on the edge of a tax bracket, the hardship withdrawal income may push you into the next bracket, which will leave you owing more taxes than you originally budgeted.
#Calculate taxes owed. The withdrawal will usually be treated as income and taxed accordingly. Calculate your tax liability by multiplying your marginal tax rate by the amount of the withdrawal. For example, if you are in the 25 percent tax bracket, the federal tax on a $25,000 withdrawal is $6,250.<ref>http://www.bankrate.com/finance/retirement/penalty-free-401-k-ira-withdrawals-1.aspx</ref>
+
#Calculate taxes owed. The withdrawal will usually be treated as income and taxed accordingly. Calculate your tax liability by multiplying your marginal tax rate by the amount of the withdrawal. For example, if you are in the 25 percent tax bracket, the federal tax on a $25,000 withdrawal is $6,250.<ref>http://www.bankrate.com/finance/retirement/penalty-free-401-k-ira-withdrawals-1.aspx</ref>[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 8.jpg|center]]
#Pay withheld taxes. Make sure to factor in taxes that have been withheld. Taxes may be withheld by either by payroll deduction or making a quarterly estimated payment, for example. This helps you to avoid surprises at tax time.
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#Pay withheld taxes. Make sure to factor in taxes that have been withheld. Taxes may be withheld by either by payroll deduction or making a quarterly estimated payment, for example. This helps you to avoid surprises at tax time.[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 9.jpg|center]]
  
 
===Considering Other Options===
 
===Considering Other Options===
#Keep an emergency fund. Even though at this point you will have likely exhausted any emergency fund you had, it's important to remember that it is critical to keep one. Try saving about three to six months worth of income over time. This emergency fund will typically be enough to carry you through a period of unemployment or a medical emergency. If you don't have an emergency fund now, actively save for one so that you won't have to make withdrawals from your retirement fund.<ref>http://www.bankrate.com/finance/retirement/penalty-free-401-k-ira-withdrawals-1.aspx</ref>
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#Keep an emergency fund. Even though at this point you will have likely exhausted any emergency fund you had, it's important to remember that it is critical to keep one. Try saving about three to six months worth of income over time. This emergency fund will typically be enough to carry you through a period of unemployment or a medical emergency. If you don't have an emergency fund now, actively save for one so that you won't have to make withdrawals from your retirement fund.<ref>http://www.bankrate.com/finance/retirement/penalty-free-401-k-ira-withdrawals-1.aspx</ref>[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 10.jpg|center]]
#Use a personal loan or line of credit. If you can't get a loan from your retirement fund, you can try applying for a personal loan or line of credit from your bank or credit union. Lines of credit are typically extended in amounts up to $5,000 or $10,000, depending on your ability to qualify for them. This option is best if you are unsure how much you will need, as you can borrow needed sums over time rather than a set amount all at once.<ref>https://www.capitalone.com/financial-education/credit-and-loans/loans/personal-loans/</ref>
+
#Use a personal loan or line of credit. If you can't get a loan from your retirement fund, you can try applying for a personal loan or line of credit from your bank or credit union. Lines of credit are typically extended in amounts up to $5,000 or $10,000, depending on your ability to qualify for them. This option is best if you are unsure how much you will need, as you can borrow needed sums over time rather than a set amount all at once.<ref>https://www.capitalone.com/financial-education/credit-and-loans/loans/personal-loans/</ref>[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 11.jpg|center]]
 
#*You can also apply for a home equity line of credit (HELOC), which allows you to borrow against your equity in your home.  
 
#*You can also apply for a home equity line of credit (HELOC), which allows you to borrow against your equity in your home.  
#[[Use Pensions for Collateral Loans|Take out a loan against your retirement account]]. Depending on your retirement account's terms, you may be able to take out a loan against the money held in the account. This loan is taken out from the account provider, but does not represent a withdrawal from your account. However, if you fail to repay the loan, it becomes a withdrawal and will be subject to a 10 percent penalty. These loans are not subject to taxes or penalties if properly used and repaid.
+
#[[Use Pensions for Collateral Loans|Take out a loan against your retirement account]]. Depending on your retirement account's terms, you may be able to take out a loan against the money held in the account. This loan is taken out from the account provider, but does not represent a withdrawal from your account. However, if you fail to repay the loan, it becomes a withdrawal and will be subject to a 10 percent penalty. These loans are not subject to taxes or penalties if properly used and repaid.[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 12.jpg|center]]
 
#*These loans must be repaid in under five years using regular loan payments.<ref>https://www.ameriprise.com/research-market-insights/financial-articles/retirement/borrowing-money-from-your-401k/</ref>
 
#*These loans must be repaid in under five years using regular loan payments.<ref>https://www.ameriprise.com/research-market-insights/financial-articles/retirement/borrowing-money-from-your-401k/</ref>
 
#*Contact your 401(k) administrator for more information and to check your eligibility for this type of loan.<ref>http://www.401khelpcenter.com/401k_education/hardship_withdrawal_article_2.html#.V6Ni-aPnbGc</ref>
 
#*Contact your 401(k) administrator for more information and to check your eligibility for this type of loan.<ref>http://www.401khelpcenter.com/401k_education/hardship_withdrawal_article_2.html#.V6Ni-aPnbGc</ref>
 
#*In most cases, you can borrow up to half of your account balance, up to a total loan of $50,000.<ref>http://finance.zacks.com/pay-penalty-401k-hardship-withdrawal-2457.html</ref>
 
#*In most cases, you can borrow up to half of your account balance, up to a total loan of $50,000.<ref>http://finance.zacks.com/pay-penalty-401k-hardship-withdrawal-2457.html</ref>
#Declare bankruptcy. In extreme cases, your debts may be so insurmountable that your only option is to file for bankruptcy. Keep in mind that filing for bankruptcy should be your absolute last resort, to only be used after you have explored every other option. If you do file for bankruptcy, however, your retirement accounts will be exempt from creditor action. Almost all retirement account types and values are completely exempt from being taken in bankruptcy court. So, if you do decide to go this route, at the very least your retirement will be intact.
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#Declare bankruptcy. In extreme cases, your debts may be so insurmountable that your only option is to file for bankruptcy. Keep in mind that filing for bankruptcy should be your absolute last resort, to only be used after you have explored every other option. If you do file for bankruptcy, however, your retirement accounts will be exempt from creditor action. Almost all retirement account types and values are completely exempt from being taken in bankruptcy court. So, if you do decide to go this route, at the very least your retirement will be intact.[[Image:Calculate Taxes Owed on Hardship Withdrawals Step 13.jpg|center]]
 
#*The one exception to this rule is that Roth IRA account balances over $1,283,025 are not exempt.<ref>http://www.nolo.com/legal-encyclopedia/retirement-plan-bankruptcy-chapter-7-13-32410.html</ref>
 
#*The one exception to this rule is that Roth IRA account balances over $1,283,025 are not exempt.<ref>http://www.nolo.com/legal-encyclopedia/retirement-plan-bankruptcy-chapter-7-13-32410.html</ref>
  

Get a Jio Sim

Posted: 17 Dec 2016 02:20 AM PST

Steps

←Older revision Revision as of 10:20, 17 December 2016
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# Wait for an OTP pin to be sent to the current number entered before.
 
# Wait for an OTP pin to be sent to the current number entered before.
 
#* Enter it in the app. This will verify your number.
 
#* Enter it in the app. This will verify your number.
# Accept the "Terms and Conditions" that appear on the display.
+
# Once the verification is completed. Accept the "Terms and Conditions" that appear on the display.
 
# Wait to be given a barcode with a number. Write this down.
 
# Wait to be given a barcode with a number. Write this down.
 
# Take the barcode and the address proof to the Reliance mobile store. There, you can get a Jio sim.
 
# Take the barcode and the address proof to the Reliance mobile store. There, you can get a Jio sim.

Make Your Room Comfortable in Winter

Posted: 17 Dec 2016 02:13 AM PST

Steps: Added Images

←Older revision Revision as of 10:13, 17 December 2016
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[[Category:Bedroom Style]]
 
[[Category:Bedroom Style]]
 
== Steps ==
 
== Steps ==
#  Change your duvet to a higher tog rating. A good winter tog rating is usually 12 and upwards. For medium warmth, get a 9-11 one. If you sleep with someone else who doesn't feel the cold the way you do, look for a duvet with a warm and a cold side. These clever marriage savers, (well, argument avoiders any way) have a different tog on each side so one person can be warm and toasty and the other is pleasantly cool. An alternative to this is to have the bed made up with two single duvets of a tog that suits either person, in matching single duvets covers. To feel more like you are in bed together, put a double sheet under the duvets.[[Image:Make Your Room Comfortable in Winter Step 1.jpg|center]]
+
#  Change your duvet to a higher tog rating. A good winter tog rating is usually 12 and upwards. For medium warmth, get a 9-11 one. If you sleep with someone else who doesn't feel the cold the way you do, look for a duvet with a warm and a cold side. These clever marriage savers, (well, argument avoiders any way) have a different tog on each side so one person can be warm and toasty and the other is pleasantly cool. An alternative to this is to have the bed made up with two single duvets of a tog that suits either person, in matching single duvets covers. To feel more like you are in bed together, put a double sheet under the duvets.[[Image:Make-Your-Room-Look-Nice-Step-4-Version-4.jpg|center]]
#  Change your other bedding. Thin cotton isn't great for winter, try brushed cotton which is warmer, or try jersey knit. Cotton flannel is good for a winter comforter too. Choose warm rich colors like red, plum, maroon, and brown which will give a cozier feeling. White also looks good in winter. Buy some chunky knit blankets for extra warmth at night. Quilted throws, Micro-fleece blankets and faux-fur throws are all good to snuggling up with too. [[Image:Make Your Room Comfortable in Winter Step 2.jpg|center]]
+
#  Change your other bedding. Thin cotton isn't great for winter, try brushed cotton which is warmer, or try jersey knit. Cotton flannel is good for a winter comforter too. Choose warm rich colors like red, plum, maroon, and brown which will give a cozier feeling. White also looks good in winter. Buy some chunky knit blankets for extra warmth at night. Quilted throws, Micro-fleece blankets and faux-fur throws are all good to snuggling up with too. [[Image:Make-Your-Room-Look-Nice-Step-11-Version-4.jpg|center]]
#  Purchase an electric blanket for instant warmth. Make hot water bottles at night, but only use them before you get into bed - never use a hot water bottle at the same time as using an electric blanket. Make sure you know how to operate your electric blanket safely. Ones with timers and dual controls for either side of the bed are strongly recommended. Switching it on 20 minutes before you go to bed so you hop into bed and it's all warm is lovely. [[Image:Make Your Room Comfortable in Winter Step 3.jpg|center]]
+
#  Purchase an electric blanket for instant warmth. Make hot water bottles at night, but only use them before you get into bed - never use a hot water bottle at the same time as using an electric blanket. Make sure you know how to operate your electric blanket safely. Ones with timers and dual controls for either side of the bed are strongly recommended. Switching it on 20 minutes before you go to bed so you hop into bed and it's all warm is lovely. [[Image:Knit-Blankets-Step-3-Version-2.jpg|center]]
#  Open your window. Even in winter rooms need airing, so open your window for 10-20 minutes each day. Don't leave it open for as long as is needed in summer, and don't forget to close it. If you don't want to open the window, get a fan and leave it circulating for a while.[[Image:Make Your Room Comfortable in Winter Step 4.jpg|center]]
+
#  Open your window. Even in winter rooms need airing, so open your window for 10-20 minutes each day. Don't leave it open for as long as is needed in summer, and don't forget to close it. If you don't want to open the window, get a fan and leave it circulating for a while.[[Image:Get-Rid-of-Smoke-Smell-in-a-Room-Step-2-Version-2.jpg|center]]
#  Hang robes and dressing gowns on your door or near your bed. When you get out of bed in the mornings in winter, you get cold quickly so it's good to have something to put on fast to keep the warmth in.[[Image:Make Your Room Comfortable in Winter Step 5.jpg|center]]
+
#  Hang robes and dressing gowns on your door or near your bed. When you get out of bed in the mornings in winter, you get cold quickly so it's good to have something to put on fast to keep the warmth in.[[Image:Declutter-Your-Bedroom-Step-9.jpg|center]]
# If you have a wooden floor in your room, buy a rug. It'll be nice and warm to step out onto when getting out of bed. Buy one in a warm color, such as red. A faux fur rug would feel cosy to walk on too.[[Image:Make Your Room Comfortable in Winter Step 6.jpg|center]]
+
# If you have a wooden floor in your room, buy a rug. It'll be nice and warm to step out onto when getting out of bed. Buy one in a warm color, such as red. A faux fur rug would feel cosy to walk on too[[Image:Make Your Bedroom Unique Step 13.jpg|center]]
#  Light scented candles. Choose wintery warm scents, like cinnamon, chocolate, berry, and festive spice. It'll make your room feel cosy and it'll smell good too.[[Image:Make Your Room Comfortable in Winter Step 7.jpg|center]]
+
#  Light scented candles. Choose wintery warm scents, like cinnamon, chocolate, berry, and festive spice. It'll make your room feel cosy and it'll smell good too.[[Image:Make Profitable Crafts Step 1 Version 3.jpg|center]]
#  Make sure your room gets plenty of sunlight. It'll make it seem lighter and it's essential to get sunlight during the winter months to increase happiness.[[Image:Make Your Room Comfortable in Winter Step 8.jpg|center]]
+
#  Make sure your room gets plenty of sunlight. It'll make it seem lighter and it's essential to get sunlight during the winter months to increase happiness.[[Image:Insulate-Windows-Step-1.jpg|center]]  
# Make sure your bedding smells nice. Use a fresh fabric conditioner when washing your sheets, as it'll help you sleep better.[[Image:Make Your Room Comfortable in Winter Step 9.jpg|center]]
+
# Make sure your bedding smells nice. Use a fresh fabric conditioner when washing your sheets, as it'll help you sleep better.[[Image:Get-Rid-of-Smoke-Smell-in-a-Room-Step-7.jpg|center]]
#  If your room is really cold you could buy a space heater, there are many different types from gas to electric and big to small, some can also be used for AC in summer. However space heaters can be very heavy on electric so be careful.[[Image:Make Your Room Comfortable in Winter Step 10.jpg|center]]
+
#  If your room is really cold you could buy a space heater, there are many different types from gas to electric and big to small, some can also be used for AC in summer. However space heaters can be very heavy on electric so be careful.[[Image:Use-a-Portable-Heater-Safely-Step-6.jpg|center]]
#  Consider putting up some thicker curtains. Thick curtains in a warm color will help to keep out drafts, keep the heat in and make the room look warmer. If you like, you can match your curtains and duvet cover for a co-ordinated look.
+
#  Consider putting up some thicker curtains. Thick curtains in a warm color will help to keep out drafts, keep the heat in and make the room look warmer. If you like, you can match your curtains and duvet cover for a co-ordinated look.[[Image:Keep Warm Step 3.jpg|center]]
#  Add some more lighting. On cold winter nights, and dark winter mornings you may be getting dressed or undressed when it's still dark. Make sure the lights in your bedroom are adequate and if possible, adjustable so they don't make you feel too awake at bed too, or to drowsy in the morning. Remote control multi-colored, programmable LED light bulbs are available that you can set to come on when you wake up and fade off when you go to sleep. You could use a bright white/yellow tone in the morning and a warm orange/gold tone at night.
+
#  Add some more lighting. On cold winter nights, and dark winter mornings you may be getting dressed or undressed when it's still dark. Make sure the lights in your bedroom are adequate and if possible, adjustable so they don't make you feel too awake at bed too, or to drowsy in the morning. Remote control multi-colored, programmable LED light bulbs are available that you can set to come on when you wake up and fade off when you go to sleep. You could use a bright white/yellow tone in the morning and a warm orange/gold tone at night.[[Image:Decorate a Bedroom Step 17.jpg|center]]
#  Use a draft excluder by your bedroom door. You can buy some fun animal ones in attractive fabrics, plain ones or, make your own.
+
#  Use a draft excluder by your bedroom door. You can buy some fun animal ones in attractive fabrics, plain ones or, make your own.[[Image:Insulate-Windows-Step-9.jpg|center]]
  
 
== Warnings ==
 
== Warnings ==

Play Jingle Bells on Guitar

Posted: 17 Dec 2016 02:13 AM PST

Creating a new article via the Article Creator

New page

Be the top guitar player in the world

== Steps ==
# do the softest cord 7 times for jingle bells jingle bells jingle
# dont read this this is just a mistake step

== Tips ==
* do your playing very slowly to get a great christmas sound
* nothing

== Warnings ==
* guitars are very special and expensive so they are recommended for about at least 5 years
* choke able parts on a guitar don't let children under 3 be near a guitar because they will choke
* nothing

User_talk:Helper4

Posted: 17 Dec 2016 02:10 AM PST

←Older revision Revision as of 10:10, 17 December 2016
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Please leave a message on [[User_talk:Pink_Star#post|my talk page]] if you have any questions about contributing to wikiHow!<!--welcomeuser-->
 
Please leave a message on [[User_talk:Pink_Star#post|my talk page]] if you have any questions about contributing to wikiHow!<!--welcomeuser-->
 +
{{comment_footer|Pink_Star|Pink_Star}}
 +
 +
{{comment_header|Pink_Star|Pink_Star|date=2016-12-17T10:10:50Z}}
 +
Hi again,
 +
 +
wikiHow isn't a social networking site, so there's no way to officially add friends.
 +
 +
However, we do have a really awesome community of contributors here, so the more you contribute to the site, the more likely it is that you'll meet them and make some wikiFriends along the way. :)
 +
 +
If you have any more questions, feel free to ask!
 
{{comment_footer|Pink_Star|Pink_Star}}
 
{{comment_footer|Pink_Star|Pink_Star}}

User:Sealber15 AJ

Posted: 17 Dec 2016 02:08 AM PST

profilebox-userpage-update

New page

User:Sealber15 AJ/profilebox aboutme

Posted: 17 Dec 2016 02:08 AM PST

profilebox-aboutme-update

New page

I LOVE WOLVES AND HORSES

User:Sealber15 AJ/profilebox occupation

Posted: 17 Dec 2016 02:08 AM PST

profilebox-occupation-update

New page

DevianArt: ROMANIAWOLFLOVER and Google+ Crystal The

User:Sealber15 AJ/profilebox live

Posted: 17 Dec 2016 02:08 AM PST

profilebox-live-update

New page

Romania

User_talk:Joel.Miles925

Posted: 17 Dec 2016 02:07 AM PST

←Older revision Revision as of 10:07, 17 December 2016
Line 388: Line 388:
 
-[[User:SunnySideUpSmile|Rhys (Remember to smile! :D)]] ([[User_talk:SunnySideUpSmile|talk]]) 04:25, 17 December 2016 (GMT)
 
-[[User:SunnySideUpSmile|Rhys (Remember to smile! :D)]] ([[User_talk:SunnySideUpSmile|talk]]) 04:25, 17 December 2016 (GMT)
 
{{comment_footer|SunnySideUpSmile|Rhys Toole}}
 
{{comment_footer|SunnySideUpSmile|Rhys Toole}}
 +
 +
{{comment_header|Sealber15 AJ|sealber15 AJ|date=2016-12-17T10:07:18Z}}
 +
Ok Joel! I will!Please give thanks from me for Anna
 +
{{comment_footer|Sealber15 AJ|sealber15 AJ}}

User:Brianng

Posted: 17 Dec 2016 02:06 AM PST

User account Brianng was created

Plant a Shrub

Posted: 17 Dec 2016 02:06 AM PST

Saving new step-by-step photos

Show changes

Make Your Hair Smooth and Shiny with Milk and Eggs

Posted: 17 Dec 2016 02:06 AM PST

Saving new step-by-step photos

←Older revision Revision as of 10:06, 17 December 2016
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== Steps ==
 
== Steps ==
 
=== Preparing Egg and Milk Hair Mask ===
 
=== Preparing Egg and Milk Hair Mask ===
#Separate the egg depending on your hair type. The part of the egg that will work best in the mask depends on what type of hair you have. Crack an egg, and reserve the part that is the best for your hair in a bowl.<ref>https://bellatory.com/hair/DIY-Organic-and-Natural-Homemade-Hair-Mask</ref>{{whvid|Make Your Hair Smooth and Shiny with Milk and Eggs Step 2 Version 2.360p.mp4|Make Your Hair Smooth and Shiny with Milk and Eggs Step 2-preview Version 2.jpg|Make Your Hair Smooth and Shiny with Milk and Eggs Step 2 Version 2.jpg|gif=Make Your Hair Smooth and Shiny with Milk and Eggs Step 2 Version 2.360p.gif|giffirst=Make Your Hair Smooth and Shiny with Milk and Eggs Step 2 Version 2.360p.first.gif}}
+
#Separate the egg depending on your hair type. The part of the egg that will work best in the mask depends on what type of hair you have. Crack an egg, and reserve the part that is the best for your hair in a bowl.<ref>https://bellatory.com/hair/DIY-Organic-and-Natural-Homemade-Hair-Mask</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 1 Version 3.jpg|center]]
 
#*If you have oily or greasy hair, use the egg white for your mask.
 
#*If you have oily or greasy hair, use the egg white for your mask.
 
#*If you have dry or damaged hair, use the egg yolk for the mask.
 
#*If you have dry or damaged hair, use the egg yolk for the mask.
 
#*If you have normal hair, use the whole egg for the mask.
 
#*If you have normal hair, use the whole egg for the mask.
 
#*If you have particularly long or thick hair, you may need to use 2 eggs for the mask.  
 
#*If you have particularly long or thick hair, you may need to use 2 eggs for the mask.  
#Beat the egg. You'll have an easier time mixing up the mask if the egg is at least slightly broken up. With the part(s) of the egg that you need in the bowl, use a whisk to gently beat it.<ref>https://bellatory.com/hair/DIY-Organic-and-Natural-Homemade-Hair-Mask</ref>
+
#Beat the egg. You'll have an easier time mixing up the mask if the egg is at least slightly broken up. With the part(s) of the egg that you need in the bowl, use a whisk to gently beat it.<ref>https://bellatory.com/hair/DIY-Organic-and-Natural-Homemade-Hair-Mask</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 2 Version 3.jpg|center]]
 
#*If you don't have a whisk, use a fork to beat the egg.
 
#*If you don't have a whisk, use a fork to beat the egg.
#Add the milk and olive oil. When the egg is slightly beaten, mix in 1 cup (237 ml) of milk and 2 tablespoons (30 ml) of olive oil. Whisk the mixture until the ingredients are fully mixed.<ref>https://bellatory.com/hair/DIY-Organic-and-Natural-Homemade-Hair-Mask</ref>
+
#Add the milk and olive oil. When the egg is slightly beaten, mix in 1 cup (237 ml) of milk and 2 tablespoons (30 ml) of olive oil. Whisk the mixture until the ingredients are fully mixed.<ref>https://bellatory.com/hair/DIY-Organic-and-Natural-Homemade-Hair-Mask</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 3 Version 3.jpg|center]]
 
#*You can substitute coconut oil for the olive oil if you prefer.
 
#*You can substitute coconut oil for the olive oil if you prefer.
#Mix in the lemon juice. When the egg, milk, and olive oil are fully mixed, squeeze a lemon over the bowl once to expel a little juice. Stir the mixture well to incorporate the lemon juice completely.<ref>https://bellatory.com/hair/DIY-Organic-and-Natural-Homemade-Hair-Mask</ref>
+
#Mix in the lemon juice. When the egg, milk, and olive oil are fully mixed, squeeze a lemon over the bowl once to expel a little juice. Stir the mixture well to incorporate the lemon juice completely.<ref>https://bellatory.com/hair/DIY-Organic-and-Natural-Homemade-Hair-Mask</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 4 Version 3.jpg|center]]
 
#*Be careful not to over-squeeze the lemon -- once is enough. The citric acid in the lemon can be drying, so you don't want too much juice in the mask. If you have dry hair, you may want to omit the juice entirely.
 
#*Be careful not to over-squeeze the lemon -- once is enough. The citric acid in the lemon can be drying, so you don't want too much juice in the mask. If you have dry hair, you may want to omit the juice entirely.
#Massage the mask into your hair. Once the mask is fully blended, start applying it to your scalp. Work it through your hair from the roots down to the ends, making sure that all of your hair is evenly coated.<ref>https://bellatory.com/hair/DIY-Organic-and-Natural-Homemade-Hair-Mask</ref>
+
#Massage the mask into your hair. Once the mask is fully blended, start applying it to your scalp. Work it through your hair from the roots down to the ends, making sure that all of your hair is evenly coated.<ref>https://bellatory.com/hair/DIY-Organic-and-Natural-Homemade-Hair-Mask</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 5 Version 3.jpg|center]]
#Cover your head with shower cap and let the mask sit. Because the mask is fairly thin, it may drip off while you're wearing it. Place a disposable shower cap over your head to keep the mask in place, and allow it to sit on your hair for at least 15 minutes.<ref>https://bellatory.com/hair/DIY-Organic-and-Natural-Homemade-Hair-Mask</ref>
+
#Cover your head with shower cap and let the mask sit. Because the mask is fairly thin, it may drip off while you're wearing it. Place a disposable shower cap over your head to keep the mask in place, and allow it to sit on your hair for at least 15 minutes.<ref>https://bellatory.com/hair/DIY-Organic-and-Natural-Homemade-Hair-Mask</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 6 Version 3.jpg|center]]
 
#*If you don't have a shower cap, you can cover your head with plastic wrap to help contain the mask.
 
#*If you don't have a shower cap, you can cover your head with plastic wrap to help contain the mask.
#Rinse the mask out with cool water. When you're ready to wash out the mask, use cool or cold water so you don't accidentally cook the egg and make it more difficult to remove. Follow up with your favorite shampoo to get rid of any lingering egg smell.<ref>https://bellatory.com/hair/DIY-Organic-and-Natural-Homemade-Hair-Mask</ref>
+
#Rinse the mask out with cool water. When you're ready to wash out the mask, use cool or cold water so you don't accidentally cook the egg and make it more difficult to remove. Follow up with your favorite shampoo to get rid of any lingering egg smell.<ref>https://bellatory.com/hair/DIY-Organic-and-Natural-Homemade-Hair-Mask</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 7 Version 3.jpg|center]]
 
#*Be sure to use a conditioner after shampooing your hair to keep your hair soft and shiny.
 
#*Be sure to use a conditioner after shampooing your hair to keep your hair soft and shiny.
 
#*You can use the mask one to two times a month to moisturize and condition your hair for extra shine and smoothness.
 
#*You can use the mask one to two times a month to moisturize and condition your hair for extra shine and smoothness.
 
=== Mixing Up Almond Milk, Egg, and Coconut Oil Hair Mask ===
 
=== Mixing Up Almond Milk, Egg, and Coconut Oil Hair Mask ===
#Combine all of the ingredients. Add 4 to 5 tablespoons (60 to 75 ml) of almond milk, 2 egg whites, and 1 to 2 tablespoons (13 to 26 g) of coconut oil to a small bowl. Stir the ingredients until they're fully combined.<ref>http://www.thefitindian.com/6-best-natural-homemade-hair-masks-for-dull-and-damaged-hair/</ref>
+
#Combine all of the ingredients. Add 4 to 5 tablespoons (60 to 75 ml) of almond milk, 2 egg whites, and 1 to 2 tablespoons (13 to 26 g) of coconut oil to a small bowl. Stir the ingredients until they're fully combined.<ref>http://www.thefitindian.com/6-best-natural-homemade-hair-masks-for-dull-and-damaged-hair/</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 8 Version 3.jpg|center]]
 
#*You can substitute olive oil for the coconut oil if you prefer.
 
#*You can substitute olive oil for the coconut oil if you prefer.
 
#*To determine how much almond milk and coconut oil to use, consider the length and thickness of your hair. Longer, coarser hair usually requires more of both.  
 
#*To determine how much almond milk and coconut oil to use, consider the length and thickness of your hair. Longer, coarser hair usually requires more of both.  
#Apply the mask to your hair and let it sit. Once the mask is mixed up, carefully massage it into your hair. Start at the roots and work it all the way through to the ends. Allow the mask to sit on your hair for at least 20 minutes.<ref>http://www.thefitindian.com/6-best-natural-homemade-hair-masks-for-dull-and-damaged-hair/</ref>
+
#Apply the mask to your hair and let it sit. Once the mask is mixed up, carefully massage it into your hair. Start at the roots and work it all the way through to the ends. Allow the mask to sit on your hair for at least 20 minutes.<ref>http://www.thefitindian.com/6-best-natural-homemade-hair-masks-for-dull-and-damaged-hair/</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 9 Version 3.jpg|center]]
 
#*Because the mask is on the thin side, it's a good idea to put a shower cap or plastic wrap over it to prevent drips.
 
#*Because the mask is on the thin side, it's a good idea to put a shower cap or plastic wrap over it to prevent drips.
 
#*You can sleep with the mask on your hair overnight for a deep conditioning treatment. Just be sure to cover it with the shower cap or plastic wrap to prevent stains on your sheets.  
 
#*You can sleep with the mask on your hair overnight for a deep conditioning treatment. Just be sure to cover it with the shower cap or plastic wrap to prevent stains on your sheets.  
#Wash it out with cold water and shampoo. When you're ready to remove the mask, rinse it out of your hair with cold water to avoid cooking the egg whites. Follow up with a mild shampoo to remove any remaining residue.<ref>http://www.thefitindian.com/6-best-natural-homemade-hair-masks-for-dull-and-damaged-hair/</ref>{{whvid|Make Your Hair Smooth and Shiny with Milk and Eggs Step 7 Version 2.360p.mp4|Make Your Hair Smooth and Shiny with Milk and Eggs Step 7-preview Version 2.jpg|Make Your Hair Smooth and Shiny with Milk and Eggs Step 7 Version 2.jpg|gif=Make Your Hair Smooth and Shiny with Milk and Eggs Step 7 Version 2.360p.gif|giffirst=Make Your Hair Smooth and Shiny with Milk and Eggs Step 7 Version 2.360p.first.gif}}
+
#Wash it out with cold water and shampoo. When you're ready to remove the mask, rinse it out of your hair with cold water to avoid cooking the egg whites. Follow up with a mild shampoo to remove any remaining residue.<ref>http://www.thefitindian.com/6-best-natural-homemade-hair-masks-for-dull-and-damaged-hair/</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 10 Version 3.jpg|center]]
 
#*It's important to use a conditioner after you shampoo your hair.
 
#*It's important to use a conditioner after you shampoo your hair.
 
#*Use this mask one to two times a week to keep your hair smooth and shiny.
 
#*Use this mask one to two times a week to keep your hair smooth and shiny.
 
=== Creating a Milk and Honey Hair Mask ===
 
=== Creating a Milk and Honey Hair Mask ===
#Mix the milk and honey. In a microwave-safe bowl, combine ½ cup (118 ml) of milk with 1 tablespoon (21 g) of honey. Because the honey is so thick, it will be difficult to blend it completely into the milk but stir the two together well.<ref>https://www.youtube.com/watch?v=AVk-mdVp29o</ref>
+
#Mix the milk and honey. In a microwave-safe bowl, combine ½ cup (118 ml) of milk with 1 tablespoon (21 g) of honey. Because the honey is so thick, it will be difficult to blend it completely into the milk but stir the two together well.<ref>https://www.youtube.com/watch?v=AVk-mdVp29o</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 11 Version 3.jpg|center]]
 
#*You can use any type of honey, but organic is the best option.
 
#*You can use any type of honey, but organic is the best option.
#Heat the mixture in the microwave and mix again. When you've mixed the milk and honey as well as you can, place the bowl in microwave. Heat the mixture on high for approximately 10 seconds to warm the honey so it's easier to blend. Remove the bowl from the microwave, and stir the mixture again to blend it fully.<ref>https://www.youtube.com/watch?v=AVk-mdVp29o</ref>
+
#Heat the mixture in the microwave and mix again. When you've mixed the milk and honey as well as you can, place the bowl in microwave. Heat the mixture on high for approximately 10 seconds to warm the honey so it's easier to blend. Remove the bowl from the microwave, and stir the mixture again to blend it fully.<ref>https://www.youtube.com/watch?v=AVk-mdVp29o</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 12 Version 3.jpg|center]]
#Apply the mask to your hair and allow it to sit. When the mask is mixed, you can either transfer it to a spray bottle and mist it over your hair or stand over the sink and pour it over your hair. Once your hair is saturated, work the mask through your hair with your fingers to ensure that it's all coated. Let the mask sit on your hair for at least 20 minutes.<ref>https://www.youtube.com/watch?v=AVk-mdVp29o</ref>
+
#Apply the mask to your hair and allow it to sit. When the mask is mixed, you can either transfer it to a spray bottle and mist it over your hair or stand over the sink and pour it over your hair. Once your hair is saturated, work the mask through your hair with your fingers to ensure that it's all coated. Let the mask sit on your hair for at least 20 minutes.<ref>https://www.youtube.com/watch?v=AVk-mdVp29o</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 13.jpg|center]]
 
#*The mask may drip while you're wearing it. It's best to cover it with a shower cap or plastic wrap.
 
#*The mask may drip while you're wearing it. It's best to cover it with a shower cap or plastic wrap.
#Rinse the mask with warm water and shampoo. To remove the mask, wash it out with warm water. Follow up with your usual shampoo and conditioner, and allow your hair to air dry.<ref>https://www.youtube.com/watch?v=AVk-mdVp29o</ref>
+
#Rinse the mask with warm water and shampoo. To remove the mask, wash it out with warm water. Follow up with your usual shampoo and conditioner, and allow your hair to air dry.<ref>https://www.youtube.com/watch?v=AVk-mdVp29o</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 14.jpg|center]]
 
#*Use the mask at least once a week for smooth, shiny hair.
 
#*Use the mask at least once a week for smooth, shiny hair.
 
=== Whipping Up an Egg Yolk and Olive Oil Hair Mask ===
 
=== Whipping Up an Egg Yolk and Olive Oil Hair Mask ===
#Combine the egg and olive oil. Add 2 egg yolks and 2 tablespoons (30 ml) of olive oil to a small bowl. Use a fork or whisk to blend the ingredients together completely.<ref>http://www.xovain.com/hair/easy-egg-and-olive-oil-diy-hair-mask</ref>
+
#Combine the egg and olive oil. Add 2 egg yolks and 2 tablespoons (30 ml) of olive oil to a small bowl. Use a fork or whisk to blend the ingredients together completely.<ref>http://www.xovain.com/hair/easy-egg-and-olive-oil-diy-hair-mask</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 15.jpg|center]]
 
#*You can substitute coconut oil for the olive oil if you prefer.
 
#*You can substitute coconut oil for the olive oil if you prefer.
#Work the mask through your hair. Starting at the roots, massage the mask into your hair with your fingers. Apply it all the way down to the ends of your hair, so it's all evenly coated.<ref>http://www.xovain.com/hair/easy-egg-and-olive-oil-diy-hair-mask</ref>
+
#Work the mask through your hair. Starting at the roots, massage the mask into your hair with your fingers. Apply it all the way down to the ends of your hair, so it's all evenly coated.<ref>http://www.xovain.com/hair/easy-egg-and-olive-oil-diy-hair-mask</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 16.jpg|center]]
#Cover your hair with a shower cap and let the mask to sit. The mask is fairly thin, so it drips easily. Place a shower cap over your hair, and allow the mask to sit for 30 minutes to 2 hours so it fully penetrates your hair.<ref>http://www.xovain.com/hair/easy-egg-and-olive-oil-diy-hair-mask</ref>
+
#Cover your hair with a shower cap and let the mask to sit. The mask is fairly thin, so it drips easily. Place a shower cap over your hair, and allow the mask to sit for 30 minutes to 2 hours so it fully penetrates your hair.<ref>http://www.xovain.com/hair/easy-egg-and-olive-oil-diy-hair-mask</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 17.jpg|center]]
 
#*If you don't have a shower cap, place plastic wrap over your hair to keep the mask in place.
 
#*If you don't have a shower cap, place plastic wrap over your hair to keep the mask in place.
#Rinse the mask with your usual shampoo. When you're ready to remove the mask, wash it out of your hair with your favorite shampoo. You may need shampoo twice to get rid of the egg smell.<ref>http://www.xovain.com/hair/easy-egg-and-olive-oil-diy-hair-mask</ref>{{whvid|Make Your Hair Smooth and Shiny with Milk and Eggs Step 9 Version 2.360p.mp4|Make Your Hair Smooth and Shiny with Milk and Eggs Step 9-preview Version 2.jpg|Make Your Hair Smooth and Shiny with Milk and Eggs Step 9 Version 2.jpg|gif=Make Your Hair Smooth and Shiny with Milk and Eggs Step 9 Version 2.360p.gif|giffirst=Make Your Hair Smooth and Shiny with Milk and Eggs Step 9 Version 2.360p.first.gif}}
+
#Rinse the mask with your usual shampoo. When you're ready to remove the mask, wash it out of your hair with your favorite shampoo. You may need shampoo twice to get rid of the egg smell.<ref>http://www.xovain.com/hair/easy-egg-and-olive-oil-diy-hair-mask</ref>[[Image:Make Your Hair Smooth and Shiny with Milk and Eggs Step 18.jpg|center]]
 
#*After you shampoo, use your usual conditioner to keep your hair moisturized.
 
#*After you shampoo, use your usual conditioner to keep your hair moisturized.
 
#*You can use the mask one to two times a month.
 
#*You can use the mask one to two times a month.

User:Haridass.A

Posted: 17 Dec 2016 02:06 AM PST

User account Haridass.A was created

Use a Watermark Base

Posted: 17 Dec 2016 02:04 AM PST

Creating a new article via the Article Creator

New page

You should use the program that I tell you.

== Steps ==
# Go on google and search "Sumopaint"
# Go on "Try Online"
# Press "File"
#* Press on "Open From My Computer"
# Open your lineart that you whant to use
# Add it markings if you whant
#* Use "Paint Bucket Tool"
# Paint your lineart!
# Press on "Text Tool"
#* Write who create the lineart.Ex: Lineart by ..name..

== Tips ==
* Have fun with your lineart ^^

== Warnings ==
* DO NOT SELL IT FOR MONEY

== Sources and Citations ==
* https://www.sumopaint.com/home/

Grow Mushrooms

Posted: 17 Dec 2016 02:03 AM PST

Steps

←Older revision Revision as of 10:03, 17 December 2016
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===Growing Your First Mushrooms===
 
===Growing Your First Mushrooms===
 
#Purchase oyster mushroom spawn. Oyster mushrooms are the easiest to grow, and a great choice for novices. To get started, buy them online in the form of "spawn": spores or root-like mycelium stored in sawdust, grain, or agar. You can buy the spawn alone or as part of a complete oyster mushroom kit.<ref>http://www.motherearthnews.com/organic-gardening/grow-your-own-mushrooms-zmaz04onzsel</ref> Any oyster mushroom variety will work, but blue grey oysters and pink oysters are especially easy and quick to grow.<ref>http://www.verticalveg.org.uk/how-to-grow-oyster-mushrooms-at-home/</ref>[[Image:Grow Mushrooms Step 6.jpg|center]]<br><div style="background-color:#D2E9B8; color:#000; margin:0px; width:90%; padding:2px; float:right; border:5px; border-style:solid; border-color:#93B874; {{border-radius|15px}}">Growing outdoors? "Plug spawn" is a slow but even easier alternative. Just drill holes in the side of a newly fallen log, insert the plugs, and wait for damp weather.<ref>http://www.motherearthnews.com/organic-gardening/grow-your-own-mushrooms-zmaz04onzsel</ref></div>
 
#Purchase oyster mushroom spawn. Oyster mushrooms are the easiest to grow, and a great choice for novices. To get started, buy them online in the form of "spawn": spores or root-like mycelium stored in sawdust, grain, or agar. You can buy the spawn alone or as part of a complete oyster mushroom kit.<ref>http://www.motherearthnews.com/organic-gardening/grow-your-own-mushrooms-zmaz04onzsel</ref> Any oyster mushroom variety will work, but blue grey oysters and pink oysters are especially easy and quick to grow.<ref>http://www.verticalveg.org.uk/how-to-grow-oyster-mushrooms-at-home/</ref>[[Image:Grow Mushrooms Step 6.jpg|center]]<br><div style="background-color:#D2E9B8; color:#000; margin:0px; width:90%; padding:2px; float:right; border:5px; border-style:solid; border-color:#93B874; {{border-radius|15px}}">Growing outdoors? "Plug spawn" is a slow but even easier alternative. Just drill holes in the side of a newly fallen log, insert the plugs, and wait for damp weather.<ref>http://www.motherearthnews.com/organic-gardening/grow-your-own-mushrooms-zmaz04onzsel</ref></div>
#Make a pasteurized substrate. If your kit came with a large bag of straw, that's a ready-to-go substrate, or material that provides nutrients and a place to grow. If you only have a small container of mushroom spawn, you'll need to make your own substrate, and heat it so only beneficial microbes can grow. Here are two ways to make a substrate:<br><div style="background-color:#D2E9B8; color:#000; margin:0px; width:45%; padding:2px; float:left; border:3px; border-style:solid; border-color:#93B874; {{border-radius|15px}}"><b>Cardboard:</b><ref>http://www.verticalveg.org.uk/how-to-grow-oyster-mushrooms-at-home/</ref><ref>https://outsidethehops.com/2016/01/12/oyster-mushrooms-how-to-make-cardboard-spawn/</ref><br><i>Best for spawn in sawdust</i><ref>http://www.mushroom-appreciation.com/mushroom-spawn.html</ref><br>1. Cut corrugated cardboard into pieces of equal size, a few inches square.<br>2. Put the cardboard in a bucket and weigh it down with a heavy object.<br>3. Add boiling water to submerge the cardboard.<br>4. Cover with lid and let cool for eight hours.<br>5. Wash hands with antibacterial soap.<br>6. Squeeze out as much water as you can.</div><div style="background-color:#D2E9B8; color:#000; margin:0px; width:45%; padding:2px; float:right; border:3px; border-style:solid; border-color:#93B874; {{border-radius|15px}}"><b>Straw:</b><ref>http://www.namyco.org/preparation_of_substrates.php</ref><br><i>Best for spawn in grain</i><ref>http://www.mushroom-appreciation.com/mushroom-spawn.html</ref><br>1. Choose a cereal straw such as wheat or rye.<br>2. Cut into 3–4 inch lengths (7.5–10cm) using a shredder or a weed whacker in a garbage can.<br>2. Tie in a pillowcase or nylon mesh laundry bag.<br>Submerge in pot of water on stovetop.<br>3. Heat at 160–170ºF (70–75ºC) for one hour.<br>4. Drain well and let cool to below 80ºF (27ºC).<ref>http://library.uniteddiversity.coop/Permaculture/Mushroom_Cultivator-A_Practical_Guide_to_Growing_Mushrooms_at_Home.pdf</ref></div>
+
#Make a pasteurized substrate. If your kit came with a large bag of straw, that's a ready-to-go substrate, or material that provides nutrients and a place to grow. If you only have a small container of mushroom spawn, you'll need to make your own substrate, and heat it so only beneficial microbes can grow. Here are two ways to make a substrate:<br><div style="background-color:#D2E9B8; color:#000; margin:0px; width:45%; padding:2px; float:left; border:3px; border-style:solid; border-color:#93B874; {{border-radius|15px}}"><b>Cardboard:</b><ref>http://www.verticalveg.org.uk/how-to-grow-oyster-mushrooms-at-home/</ref><ref>https://outsidethehops.com/2016/01/12/oyster-mushrooms-how-to-make-cardboard-spawn/</ref><br><i>Best for spawn in sawdust</i><ref>http://www.mushroom-appreciation.com/mushroom-spawn.html</ref><br>1. Cut corrugated cardboard into pieces of equal size, a few inches square.<br>2. Put the cardboard in a bucket and weigh it down with a heavy object.<br>3. Add boiling water to submerge the cardboard.<br>4. Cover with lid and let cool for eight hours.<br>5. Wash hands with antibacterial soap.<br>6. Squeeze out as much water as you can.</div><div style="background-color:#D2E9B8; color:#000; margin:0px; width:45%; padding:2px; float:right; border:3px; border-style:solid; border-color:#93B874; {{border-radius|15px}}"><b>Straw:</b><ref>http://www.namyco.org/preparation_of_substrates.php</ref><br><i>Best for spawn in grain</i><ref>http://www.mushroom-appreciation.com/mushroom-spawn.html</ref><br>1. Choose a cereal straw such as wheat or rye.<br>2. Cut into 3–4 inch lengths (7.5–10cm) using a shredder or a weed whacker in a garbage can.<br>3. Tie in a pillowcase or nylon mesh laundry bag.<br>Submerge in pot of water on stovetop.<br>4. Heat at 160–170ºF (70–75ºC) for one hour.<br>5. Drain well and let cool to below 80ºF (27ºC).<ref>http://library.uniteddiversity.coop/Permaculture/Mushroom_Cultivator-A_Practical_Guide_to_Growing_Mushrooms_at_Home.pdf</ref></div>
 
#Add the spawn to the substrate. This is called "inoculation." To minimize competition from other spores, wash your hands first and inoculate as soon as the substrate is ready:[[Image:Grow Mushrooms Step 5.jpg|center]]
 
#Add the spawn to the substrate. This is called "inoculation." To minimize competition from other spores, wash your hands first and inoculate as soon as the substrate is ready:[[Image:Grow Mushrooms Step 5.jpg|center]]
 
#*'''Mushroom kit with included substrate:''' [[Sterilize-a-Needle|Sterilize a syringe]] and inject spawn into the grow bag through the small hole, or into the tray of substrate at several points.
 
#*'''Mushroom kit with included substrate:''' [[Sterilize-a-Needle|Sterilize a syringe]] and inject spawn into the grow bag through the small hole, or into the tray of substrate at several points.

User_talk:Ankita Bandyopadhyay

Posted: 17 Dec 2016 02:03 AM PST

←Older revision Revision as of 10:03, 17 December 2016
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hi
 
hi
 
{{comment_footer|Jensy|Jensy}}
 
{{comment_footer|Jensy|Jensy}}
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{{comment_header|Helper4|Helper4|date=2016-12-17T10:03:15Z}}
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u r very sex can i fck u?
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{{comment_footer|Helper4|Helper4}}

User:Ali2017

Posted: 17 Dec 2016 02:01 AM PST

User account Ali2017 was created

User:Lucybailey3478

Posted: 17 Dec 2016 02:00 AM PST

User account Lucybailey3478 was created

User_talk:Pink_Star

Posted: 17 Dec 2016 01:59 AM PST

←Older revision Revision as of 09:59, 17 December 2016
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{{comment_header|Helper4|Helper4|date=2016-12-17T09:58:37Z}}
 
{{comment_header|Helper4|Helper4|date=2016-12-17T09:58:37Z}}
 
u r welcm
 
u r welcm
 +
{{comment_footer|Helper4|Helper4}}
 +
 +
{{comment_header|Helper4|Helper4|date=2016-12-17T09:59:16Z}}
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how to add friends to wiki how?
 
{{comment_footer|Helper4|Helper4}}
 
{{comment_footer|Helper4|Helper4}}

User:Sri1997

Posted: 17 Dec 2016 01:59 AM PST

User account Sri1997 was created

User_talk:Pink_Star

Posted: 17 Dec 2016 01:58 AM PST

←Older revision Revision as of 09:58, 17 December 2016
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Thank you very much.
 
Thank you very much.
 
{{comment_footer|Gassy Jugo|gassy Jugo}}
 
{{comment_footer|Gassy Jugo|gassy Jugo}}
 +
 +
{{comment_header|Helper4|Helper4|date=2016-12-17T09:58:37Z}}
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u r welcm
 +
{{comment_footer|Helper4|Helper4}}

Get Your Ex Back

Posted: 17 Dec 2016 01:57 AM PST

User:Helper4

Posted: 17 Dec 2016 01:55 AM PST

User account Helper4 was created

User_talk:Gymnast 7

Posted: 17 Dec 2016 01:55 AM PST

←Older revision Revision as of 09:55, 17 December 2016
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]<div style= "background: linear-gradient(to bottom right,#FFAAFF,#33FF99,#FFBBBB,#00CCBB); font-size: 105%; font-family:cursive;Paypurus; border-style: groove; border-width: 31px; border-color:#99FFFF; pink padding: 10em">Hey Laura! Mind if I design your user page? Take a look at mine and my second one (on my second user page there's this do not click thing. Click on it then comment on the do not click talk pages saying that you clicked on it) just to see if you like it or not and wang something like that.
 
]<div style= "background: linear-gradient(to bottom right,#FFAAFF,#33FF99,#FFBBBB,#00CCBB); font-size: 105%; font-family:cursive;Paypurus; border-style: groove; border-width: 31px; border-color:#99FFFF; pink padding: 10em">Hey Laura! Mind if I design your user page? Take a look at mine and my second one (on my second user page there's this do not click thing. Click on it then comment on the do not click talk pages saying that you clicked on it) just to see if you like it or not and wang something like that.
 
{{comment_footer|Cupcakelove15|Laura}}
 
{{comment_footer|Cupcakelove15|Laura}}
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 +
{{comment_header|Charlotte454|Charlotte454|date=2016-12-17T09:55:46Z}}
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Ok, thanks for doing the little quiz thingy!
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Lottie
 +
{{comment_footer|Charlotte454|Charlotte454}}

Prevent Dry Chapped Lips

Posted: 17 Dec 2016 01:55 AM PST

Steps

←Older revision Revision as of 09:55, 17 December 2016
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#*Toothpaste is another common culprit. If your lips itch, feel dry or painful, or blister after brushing your teeth, you may be allergic to the ingredients in your toothpaste. Try switching to a natural product with fewer preservatives, dyes, or flavorings.<ref>http://www.dermnetnz.org/reactions/toothpaste-reactions.html</ref>
 
#*Toothpaste is another common culprit. If your lips itch, feel dry or painful, or blister after brushing your teeth, you may be allergic to the ingredients in your toothpaste. Try switching to a natural product with fewer preservatives, dyes, or flavorings.<ref>http://www.dermnetnz.org/reactions/toothpaste-reactions.html</ref>
 
#*Lipstick is the most common cause of contact cheilitis (contact allergy) on the lips for women, but toothpaste is the most common cause for men.<ref>http://www.dermnetnz.org/reactions/toothpaste-reactions.html</ref>
 
#*Lipstick is the most common cause of contact cheilitis (contact allergy) on the lips for women, but toothpaste is the most common cause for men.<ref>http://www.dermnetnz.org/reactions/toothpaste-reactions.html</ref>
#Don't lick your lips. Licking your lips will cause more chapping. Even though it might seem like this helps keep them hydrated, it actually dries lips out. In fact, "lip-licker's dermatitis" is frequently seen in people who lick their lips too much, and can cause an itchy rash around the mouth.<ref>http://emedicine.medscape.com/article/911711-clinical</ref> Use a lip moisturizer instead.<ref>http://www.nhs.uk/conditions/dry-lips/Pages/Introduction.aspx</ref>[[Image:Prevent Dry Chapped Lips Step 8 Version 3.jpg|center]]
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#Don't lick your lips too often. While it is necessary to do so every now and then to hydrate your lips and lightly exfoliate them, licking your lips too much will rub them raw and cause sore, chapped lips. <ref>http://emedicine.medscape.com/article/911711-clinical</ref> .<ref>http://www.nhs.uk/conditions/dry-lips/Pages/Introduction.aspx</ref>[[Image:Prevent Dry Chapped Lips Step 8 Version 3.jpg|center]]
 
#*Avoid using flavored lip balms, as this may encourage licking your lips.
 
#*Avoid using flavored lip balms, as this may encourage licking your lips.
 
#*Don't over-apply any product as this may also cause you to lick your lips.
 
#*Don't over-apply any product as this may also cause you to lick your lips.

User:Petsilove

Posted: 17 Dec 2016 01:54 AM PST

User account Petsilove was created

Discussion:Get Your Ex Back

Posted: 17 Dec 2016 01:53 AM PST

←Older revision Revision as of 09:53, 17 December 2016
Line 1: Line 1:
 
{{archive}}
 
{{archive}}
 +
 +
{{comment_header|162.216.46.48|162.216.46.48|date=2016-12-17T09:53:54Z}}
 +
Hello , Greetings in the name of the Almighty One , Who had blessed Man with his Infinite Mercy and Power, i am Dr Kazim , the Spiritual leader of Kazim Solution House, i had viewed in to the world and with my research, i found out that people ignorantly die with their  problems  because of Whom they can Trust and relate Issues with  , Check our  Web Page on http://www.fastsolutionhouse.co.za  .So many testimonies and some online , Do you have problem of Getting your Ex-back ,**  Lottery spell.**  You want to be promoted  at Job.**  You want  love spell for women and Men.**  Pregnancy spell.**  You want to be Rich.**  You want to be United forever with your Husband/ Wife **Stop Your Man/ Woman from cheating **Spiritual Counseling ** Dream Interpretation ** Whatever is the  Problem , i assure you that  Dr KAZIM will help you out  Email : (drkazimsolutionhouse@gmail.com),    WhatsApp and Call :+27603018492.
 +
{{comment_footer|162.216.46.48|162.216.46.48}}

Discussion:Get Your Ex to Fall for You Again

Posted: 17 Dec 2016 01:53 AM PST

←Older revision Revision as of 09:53, 17 December 2016
Line 6: Line 6:
 
This page sucks. I vote deletion. That, or someone who is smart on this stuff and can write edits it.
 
This page sucks. I vote deletion. That, or someone who is smart on this stuff and can write edits it.
 
{{comment_footer|66.25.29.253|66.25.29.253}}
 
{{comment_footer|66.25.29.253|66.25.29.253}}
 +
 +
{{comment_header|162.216.46.48|162.216.46.48|date=2016-12-17T09:53:18Z}}
 +
Hello , Greetings in the name of the Almighty One , Who had blessed Man with his Infinite Mercy and Power, i am Dr Kazim , the Spiritual leader of Kazim Solution House, i had viewed in to the world and with my research, i found out that people ignorantly die with their  problems  because of Whom they can Trust and relate Issues with  , Check our  Web Page on http://www.fastsolutionhouse.co.za  .So many testimonies and some online , Do you have problem of Getting your Ex-back ,**  Lottery spell.**  You want to be promoted  at Job.**  You want  love spell for women and Men.**  Pregnancy spell.**  You want to be Rich.**  You want to be United forever with your Husband/ Wife **Stop Your Man/ Woman from cheating **Spiritual Counseling ** Dream Interpretation ** Whatever is the  Problem , i assure you that  Dr KAZIM will help you out  Email : (drkazimsolutionhouse@gmail.com),    WhatsApp and Call :+27603018492.
 +
{{comment_footer|162.216.46.48|162.216.46.48}}

User:Dana Lapeyrouse

Posted: 17 Dec 2016 01:53 AM PST

User account Dana Lapeyrouse was created

User:Kelly family

Posted: 17 Dec 2016 01:51 AM PST

User account Kelly family was created

Choose Long‐Lasting Lipstick

Posted: 17 Dec 2016 01:51 AM PST

Saving new step-by-step photos

←Older revision Revision as of 09:51, 17 December 2016
Line 3: Line 3:
 
==Steps==
 
==Steps==
 
===Searching For Long-Lasting Lipsticks Online===
 
===Searching For Long-Lasting Lipsticks Online===
# Search for lipsticks that are "long wear" or "long staying." To help you narrow down your choices, you may focus your online search on lipsticks that are marketed as "long wear" or "long staying." Often these lipsticks will be designed to stay on for a long period of time, some as long as 24 hours.<ref>http://beautytoptotoe.com/best-long-lasting-lipstick-that-stays-on/</ref>  
+
#Search for lipsticks that are "long wear" or "long staying." To help you narrow down your choices, you may focus your online search on lipsticks that are marketed as "long wear" or "long staying." Often these lipsticks will be designed to stay on for a long period of time, some as long as 24 hours.<ref>http://beautytoptotoe.com/best-long-lasting-lipstick-that-stays-on/</ref>[[Image:Choose Long‐Lasting Lipstick Step 1.jpg|center]]
 
#*Check the details on the product to ensure it is advertised as long lasting. Some lipsticks may also be marketed as "24 hour coverage" or "super stay."
 
#*Check the details on the product to ensure it is advertised as long lasting. Some lipsticks may also be marketed as "24 hour coverage" or "super stay."
 
#*Many major beauty companies make lipsticks that are long lasting. You may search for a long-lasting lipstick made by your favorite cosmetics brand or by a beauty company that you like, as you know their products already work for you.
 
#*Many major beauty companies make lipsticks that are long lasting. You may search for a long-lasting lipstick made by your favorite cosmetics brand or by a beauty company that you like, as you know their products already work for you.
# Read online reviews of lipsticks. You can also search for the best long-lasting lipsticks by reading online reviews of the products. You may find a top ten list of best long-lasting lipsticks on a beauty site or through a beauty blogger. You can also look at online retail beauty shops and read reviews of certain long-lasting lipsticks on their site.<ref>http://beautytoptotoe.com/best-long-lasting-lipstick-that-stays-on/</ref>
+
#Read online reviews of lipsticks. You can also search for the best long-lasting lipsticks by reading online reviews of the products. You may find a top ten list of best long-lasting lipsticks on a beauty site or through a beauty blogger. You can also look at online retail beauty shops and read reviews of certain long-lasting lipsticks on their site.<ref>http://beautytoptotoe.com/best-long-lasting-lipstick-that-stays-on/</ref>[[Image:Choose Long‐Lasting Lipstick Step 2.jpg|center]]
 
#*You may look for several long-lasting lipsticks that have five stars or a high rating. Then, compare them by price and determine how much you can afford to spend on the lipsticks.  
 
#*You may look for several long-lasting lipsticks that have five stars or a high rating. Then, compare them by price and determine how much you can afford to spend on the lipsticks.  
 
#*You may also search for a particular shade or color lipstick that is long lasting. Depending on the shade, you may opt for a certain lipstick brand that has the color you want in a long-lasting formula.
 
#*You may also search for a particular shade or color lipstick that is long lasting. Depending on the shade, you may opt for a certain lipstick brand that has the color you want in a long-lasting formula.
# Avoid lipsticks that contain harmful ingredients. When you are searching for long-lasting lipsticks, you should watch out for ingredients that could be harmful. Look at the ingredients list on the label of the product to confirm it does not contain parabens, propylene glycol, quaternium 15, or triethanolamine. These ingredients can be harmful to your health, especially when applied to your lips.<ref>https://blog.goodguide.com/2015/05/06/choose-safe-healthy-lip-products/</ref>
+
#Avoid lipsticks that contain harmful ingredients. When you are searching for long-lasting lipsticks, you should watch out for ingredients that could be harmful. Look at the ingredients list on the label of the product to confirm it does not contain parabens, propylene glycol, quaternium 15, or triethanolamine. These ingredients can be harmful to your health, especially when applied to your lips.<ref>https://blog.goodguide.com/2015/05/06/choose-safe-healthy-lip-products/</ref>[[Image:Choose Long‐Lasting Lipstick Step 3.jpg|center]]
 
#*When you are shopping for lipstick, you should also check that the product does not contain a scent or a matte. Lipsticks that contain scented or silicone-based ingredients can dry out your lips and may be harmful to your health.
 
#*When you are shopping for lipstick, you should also check that the product does not contain a scent or a matte. Lipsticks that contain scented or silicone-based ingredients can dry out your lips and may be harmful to your health.
 
===Trying Long-Lasting Lipsticks in Person===
 
===Trying Long-Lasting Lipsticks in Person===
# Talk to a salesperson at a make up store. If you are more of a hands on person, you may opt to going into a make up or beauty store and trying the lipsticks out for yourself. Ask a salesperson to help you find a high quality long-lasting lipstick. Discuss what shade or color you are looking for as well as how much staying power you want the lipstick to have with the salesperson.<ref>http://www.temptalia.com/bridal-makeup-all-about-the-lips-wedding-makeup-for-lips-long-wearing-lipstick-all-day-lip-color/</ref>
+
#Talk to a salesperson at a make up store. If you are more of a hands on person, you may opt to going into a make up or beauty store and trying the lipsticks out for yourself. Ask a salesperson to help you find a high quality long-lasting lipstick. Discuss what shade or color you are looking for as well as how much staying power you want the lipstick to have with the salesperson.<ref>http://www.temptalia.com/bridal-makeup-all-about-the-lips-wedding-makeup-for-lips-long-wearing-lipstick-all-day-lip-color/</ref>[[Image:Choose Long‐Lasting Lipstick Step 4.jpg|center]]
 
#*For example, you may say to the salesperson, "I'm looking for a long-lasting lipstick in coral for a wedding I am going to. Do you have any suggestions?"
 
#*For example, you may say to the salesperson, "I'm looking for a long-lasting lipstick in coral for a wedding I am going to. Do you have any suggestions?"
# Do a test run of the lipstick. Depending on the policy of the make up store, you may be able to try the lipstick on your lips so you can determine if it is right for you. The salesperson may help you apply the lipstick and allow you to walk around in the store with it on. You should try on the lipstick in the color you want so you can see how it looks on you.
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#Do a test run of the lipstick. Depending on the policy of the make up store, you may be able to try the lipstick on your lips so you can determine if it is right for you. The salesperson may help you apply the lipstick and allow you to walk around in the store with it on. You should try on the lipstick in the color you want so you can see how it looks on you.[[Image:Choose Long‐Lasting Lipstick Step 5.jpg|center]]
 
#*Notice how the lipstick feels on your lips. Does it feel smooth and moisturized? Does it feel like it will stay on and the color will remain vibrant for a long period of time?  
 
#*Notice how the lipstick feels on your lips. Does it feel smooth and moisturized? Does it feel like it will stay on and the color will remain vibrant for a long period of time?  
 
#*If the lipstick feels like it is irritating your lips or it is not as vibrant and rich on your lips as it appears in the tube, you may want to try another lipstick.  
 
#*If the lipstick feels like it is irritating your lips or it is not as vibrant and rich on your lips as it appears in the tube, you may want to try another lipstick.  
# Buy several long-lasting lipsticks to try. If you cannot decide which long-lasting lipstick is for you, you may decide to buy several lipsticks to try. Get two lipsticks in the same shade from different brands, or try one lipstick and see if it works well by wearing it for a day.
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#Buy several long-lasting lipsticks to try. If you cannot decide which long-lasting lipstick is for you, you may decide to buy several lipsticks to try. Get two lipsticks in the same shade from different brands, or try one lipstick and see if it works well by wearing it for a day.[[Image:Choose Long‐Lasting Lipstick Step 6.jpg|center]]
 
#*Check the return policy at the make up store before you buy several lipsticks to ensure you can return them if they do not work out. If you cannot return the lipsticks, you may opt for buying only one or two so you do not spend too much money on products you will not use.
 
#*Check the return policy at the make up store before you buy several lipsticks to ensure you can return them if they do not work out. If you cannot return the lipsticks, you may opt for buying only one or two so you do not spend too much money on products you will not use.
 
===Applying the Long-Lasting Lipstick===
 
===Applying the Long-Lasting Lipstick===
# Moisturize your lips before you apply the lipstick. Many long-lasting lipsticks can be drying on your lips due to the ingredients in them. To ensure your lips stay smooth and supple, moisturize them before you apply the lipstick. You may apply a lip balm on your lips about an hour before you plan to apply the lipstick. This will give the lip balm time to dry and moisturize your lips so they are prepped for the lipstick.<ref>http://www.temptalia.com/bridal-makeup-all-about-the-lips-wedding-makeup-for-lips-long-wearing-lipstick-all-day-lip-color/</ref>
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#Moisturize your lips before you apply the lipstick. Many long-lasting lipsticks can be drying on your lips due to the ingredients in them. To ensure your lips stay smooth and supple, moisturize them before you apply the lipstick. You may apply a lip balm on your lips about an hour before you plan to apply the lipstick. This will give the lip balm time to dry and moisturize your lips so they are prepped for the lipstick.<ref>http://www.temptalia.com/bridal-makeup-all-about-the-lips-wedding-makeup-for-lips-long-wearing-lipstick-all-day-lip-color/</ref>[[Image:Choose Long‐Lasting Lipstick Step 7.jpg|center]]
 
#*You should always apply lipstick on bare lips. Before you apply the lip balm, you may use a non-alcoholic make up remover on your lips to get rid of any lingering color or pigment on your lips. You should also remove any food or liquids that may be on your lips before you apply the lipstick.
 
#*You should always apply lipstick on bare lips. Before you apply the lip balm, you may use a non-alcoholic make up remover on your lips to get rid of any lingering color or pigment on your lips. You should also remove any food or liquids that may be on your lips before you apply the lipstick.
# Use lip primer. Lip primer can be a good way to ensure your lipstick stays on as long as possible, even if it is a long-lasting formula. Lip primer can be worn under lipstick, lip gloss, or even a lip pencil. It can help to keep your lipstick from feathering out or from coming off.<ref>http://lipsource.com/best-lip-primer-guide</ref>  
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#Use lip primer. Lip primer can be a good way to ensure your lipstick stays on as long as possible, even if it is a long-lasting formula. Lip primer can be worn under lipstick, lip gloss, or even a lip pencil. It can help to keep your lipstick from feathering out or from coming off.<ref>http://lipsource.com/best-lip-primer-guide</ref>[[Image:Choose Long‐Lasting Lipstick Step 8.jpg|center]]
 
#*You can buy lip primer online or at your local beauty supply store.
 
#*You can buy lip primer online or at your local beauty supply store.
# Try a lip pencil. Using a lip pencil on your lips before you apply the lipstick can help the color to adhere to your lips better and appear more vibrant. Go for a lip pencil that is a slightly lighter shade than the lipstick you are using. Rather than line your lips with the pencil, you should color in your lips with the pencil, starting at the center of your lower lip. Then, apply the lipstick on top of the lip pencil.<ref>http://www.ebay.com/gds/8-Tricks-to-Make-Your-Lipstick-Last-Longer-/10000000177632674/g.html</ref>
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#Try a lip pencil. Using a lip pencil on your lips before you apply the lipstick can help the color to adhere to your lips better and appear more vibrant. Go for a lip pencil that is a slightly lighter shade than the lipstick you are using. Rather than line your lips with the pencil, you should color in your lips with the pencil, starting at the center of your lower lip. Then, apply the lipstick on top of the lip pencil.<ref>http://www.ebay.com/gds/8-Tricks-to-Make-Your-Lipstick-Last-Longer-/10000000177632674/g.html</ref>[[Image:Choose Long‐Lasting Lipstick Step 9.jpg|center]]
 
#*Using this method, your lipstick should stay on your lips for a prolonged period of time. The lip pencil will help to ensure the color stays put, especially if the lipstick is also a long-lasting formula.
 
#*Using this method, your lipstick should stay on your lips for a prolonged period of time. The lip pencil will help to ensure the color stays put, especially if the lipstick is also a long-lasting formula.
  

Use Credit Card Rewards at Christmas

Posted: 17 Dec 2016 01:51 AM PST

Saving new step-by-step photos

←Older revision Revision as of 09:51, 17 December 2016
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==Steps==
 
==Steps==
 
===Shopping With Rewards Points===
 
===Shopping With Rewards Points===
#Shop through your credit card's website.  Many large card companies offer access to online shopping portals that will allow you to buy gifts with the rewards points you've already earned. For instance, you may be able to cash in your points for apparel, toys, electronics, or pet supplies, among other possibilities.<ref>http://www.bankrate.com/finance/credit-cards/holidays-credit-card-rewards.aspx</ref>
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#Shop through your credit card's website.  Many large card companies offer access to online shopping portals that will allow you to buy gifts with the rewards points you've already earned. For instance, you may be able to cash in your points for apparel, toys, electronics, or pet supplies, among other possibilities.<ref>http://www.bankrate.com/finance/credit-cards/holidays-credit-card-rewards.aspx</ref>[[Image:Use Credit Card Rewards at Christmas Step 1.jpg|center]]
 
#*If you don't have enough points to buy everything you'd like, note that using your credit card to make purchases on these portals often leads to bonus points.  
 
#*If you don't have enough points to buy everything you'd like, note that using your credit card to make purchases on these portals often leads to bonus points.  
#Get gift cards instead of tangible gifts.  Not only can you increase the usefulness of your gift by giving a gift card to someone, there is often financial incentive for you as well.  Different credit card companies will treat gift card purchases separately. While you can exchange points directly for gift cards in some cases, other companies allow rewards card members to buy gift cards at a discount and receive bonus points for doing so.<ref>http://www.bankrate.com/finance/credit-cards/holidays-credit-card-rewards.aspx</ref>
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#Get gift cards instead of tangible gifts.  Not only can you increase the usefulness of your gift by giving a gift card to someone, there is often financial incentive for you as well.  Different credit card companies will treat gift card purchases separately. While you can exchange points directly for gift cards in some cases, other companies allow rewards card members to buy gift cards at a discount and receive bonus points for doing so.<ref>http://www.bankrate.com/finance/credit-cards/holidays-credit-card-rewards.aspx</ref>[[Image:Use Credit Card Rewards at Christmas Step 2.jpg|center]]
 
#*For example, you may be able to buy a $25 gift card from a popular restaurant chain for $10 with your rewards card.  Since the specifics vary widely, go to the credit card website and look for information on the rewards page.   
 
#*For example, you may be able to buy a $25 gift card from a popular restaurant chain for $10 with your rewards card.  Since the specifics vary widely, go to the credit card website and look for information on the rewards page.   
#Monetize your reward points. Most rewards programs will allow you to exchange your points for statement credits. In this way you can reduce the final cost of your holiday expenses by reducing your card balances after you've made your holiday purchases (which will have brought you additional points). <ref>http://www.wisebread.com/5-ways-to-use-credit-card-rewards-this-christmas</ref>  
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#Monetize your reward points. Most rewards programs will allow you to exchange your points for statement credits. In this way you can reduce the final cost of your holiday expenses by reducing your card balances after you've made your holiday purchases (which will have brought you additional points). <ref>http://www.wisebread.com/5-ways-to-use-credit-card-rewards-this-christmas</ref>[[Image:Use Credit Card Rewards at Christmas Step 3.jpg|center]]
 
#*Balances are commonly reduced by one cent per point redeemed. Thus, redeeming 10,000 points could reduce your balance by $100.
 
#*Balances are commonly reduced by one cent per point redeemed. Thus, redeeming 10,000 points could reduce your balance by $100.
 
#*Check on options to monetize your points before doing your shopping. Some rewards programs allow you to redeem points with a direct deposit into a bank account, which is money you can spend immediately.  
 
#*Check on options to monetize your points before doing your shopping. Some rewards programs allow you to redeem points with a direct deposit into a bank account, which is money you can spend immediately.  
#Check to see if your rewards can be used on Amazon. Amazon allows purchases to be made with rewards points from certain credit cards. If your credit card account is with a major bank, you can likely use the points you've acquired to make a dent in that online shopping cart that's been piling up. <ref>http://www.bankrate.com/finance/credit-cards/holidays-credit-card-rewards.aspx</ref>  
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#Check to see if your rewards can be used on Amazon. Amazon allows purchases to be made with rewards points from certain credit cards. If your credit card account is with a major bank, you can likely use the points you've acquired to make a dent in that online shopping cart that's been piling up. <ref>http://www.bankrate.com/finance/credit-cards/holidays-credit-card-rewards.aspx</ref>[[Image:Use Credit Card Rewards at Christmas Step 4.jpg|center]]
#Give the gift of giving.  Making a donation in someone else's name is a thoughtful, meaningful, and appreciated gift. If the people in your life have everything they need, think about donating your reward points to a charity on their behalf. Most reward programs allow this, and many will even help recommend all sorts of non-profit organizations to which you can donate. <ref>http://www.bankrate.com/finance/credit-cards/holidays-credit-card-rewards.aspx</ref>  
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#Give the gift of giving.  Making a donation in someone else's name is a thoughtful, meaningful, and appreciated gift. If the people in your life have everything they need, think about donating your reward points to a charity on their behalf. Most reward programs allow this, and many will even help recommend all sorts of non-profit organizations to which you can donate. <ref>http://www.bankrate.com/finance/credit-cards/holidays-credit-card-rewards.aspx</ref>[[Image:Use Credit Card Rewards at Christmas Step 5.jpg|center]]
 
#*Note that credit card companies will often cover the transaction cost of donating your points, and the donations themselves can often be claimed as a tax deduction.  
 
#*Note that credit card companies will often cover the transaction cost of donating your points, and the donations themselves can often be claimed as a tax deduction.  
 
#*To help choose which organization to donate your points to, think about the causes the person you're donating on behalf of would support.  
 
#*To help choose which organization to donate your points to, think about the causes the person you're donating on behalf of would support.  
 
===Using Reward Points to Cover Travel Expenses===
 
===Using Reward Points to Cover Travel Expenses===
#Cover your own travel expenses with rewards.  Chances are your mother would love to see you for Christmas. In fact, the gift of time together is often the best gift of all.  Especially if you have rewards points that can be exchanged for airline miles or hotel lodging, offer to visit a family member you haven't seen in awhile. <ref>http://www.bankrate.com/finance/credit-cards/holidays-credit-card-rewards.aspx</ref>
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#Cover your own travel expenses with rewards.  Chances are your mother would love to see you for Christmas. In fact, the gift of time together is often the best gift of all.  Especially if you have rewards points that can be exchanged for airline miles or hotel lodging, offer to visit a family member you haven't seen in awhile. <ref>http://www.bankrate.com/finance/credit-cards/holidays-credit-card-rewards.aspx</ref>[[Image:Use Credit Card Rewards at Christmas Step 6.jpg|center]]
 
#*Not only might a free plane ticket facilitate a happy holiday reunion, any money you would have needed to travel can be used to cover other holiday expenses.  
 
#*Not only might a free plane ticket facilitate a happy holiday reunion, any money you would have needed to travel can be used to cover other holiday expenses.  
 
#*Note that any airline expenses that are not covered by your points will likely lead to bonus rewards points. In addition, you may receive discounts on travel-related expenses you book  with your credit card.   
 
#*Note that any airline expenses that are not covered by your points will likely lead to bonus rewards points. In addition, you may receive discounts on travel-related expenses you book  with your credit card.   
#Buy someone else's flight. If you know that one of your family members would like to visit  you and your family over the holidays, offering to cover their flight can be a hugely appreciated gift. Note that different airlines and rewards programs will have different rules about gifting airline miles, so be sure to contact your card company with any questions. <ref>http://www.wisebread.com/5-ways-to-use-credit-card-rewards-this-christmas</ref>
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#Buy someone else's flight. If you know that one of your family members would like to visit  you and your family over the holidays, offering to cover their flight can be a hugely appreciated gift. Note that different airlines and rewards programs will have different rules about gifting airline miles, so be sure to contact your card company with any questions. <ref>http://www.wisebread.com/5-ways-to-use-credit-card-rewards-this-christmas</ref>[[Image:Use Credit Card Rewards at Christmas Step 7.jpg|center]]
 
#*Similarly, you can give the gift of travel. If your rewards program allows you to transfer miles, consider giving someone a flight somewhere you know they've always wanted to go  or simply to visit you later in the year.  
 
#*Similarly, you can give the gift of travel. If your rewards program allows you to transfer miles, consider giving someone a flight somewhere you know they've always wanted to go  or simply to visit you later in the year.  
#Research your airline miles rewards program. You may have signed up for a rewards program for a particular reason without knowing about other potential benefits. You may even be acquiring rewards points you didn't know about.  Though it will often be written in rather fine print, the full description of your card's reward program is disclosed on the credit card's website.<ref>http://www.bankrate.com/finance/credit-cards/holidays-credit-card-rewards.aspx</ref>  
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#Research your airline miles rewards program. You may have signed up for a rewards program for a particular reason without knowing about other potential benefits. You may even be acquiring rewards points you didn't know about.  Though it will often be written in rather fine print, the full description of your card's reward program is disclosed on the credit card's website.<ref>http://www.bankrate.com/finance/credit-cards/holidays-credit-card-rewards.aspx</ref>[[Image:Use Credit Card Rewards at Christmas Step 8.jpg|center]]
 
#*An example of little-known information involves rewards programs most people use to get airline miles but which can also be redeemed for merchandise or gift cards.  
 
#*An example of little-known information involves rewards programs most people use to get airline miles but which can also be redeemed for merchandise or gift cards.  
 
===Maximize Your Potential Rewards===
 
===Maximize Your Potential Rewards===
#Use your credit card responsibly.  If you cannot consistently pay off your entire credit card balance each month and are accumulating debt, stop using the card. While rewards programs are great incentives to use a card, they can also be very costly if your use is irresponsible.<ref>https://studentloanhero.com/featured/holiday-rewards-card-shopping-season/</ref>  
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#Use your credit card responsibly.  If you cannot consistently pay off your entire credit card balance each month and are accumulating debt, stop using the card. While rewards programs are great incentives to use a card, they can also be very costly if your use is irresponsible.<ref>https://studentloanhero.com/featured/holiday-rewards-card-shopping-season/</ref>[[Image:Use Credit Card Rewards at Christmas Step 9.jpg|center]]
 
#*If you carry a balance from one month to the next, you're likely paying the card company more in interest than any perks you get from the reward program.   
 
#*If you carry a balance from one month to the next, you're likely paying the card company more in interest than any perks you get from the reward program.   
#Sign up for a new rewards card a few months before the holidays. A sign-up bonus is often the best way to accumulate points quickly. Know that there may be a purchase level you need to reach in order to receive the best bonus. Take advantage of your increased holiday spending to reach that level. <ref>https://studentloanhero.com/featured/holiday-rewards-card-shopping-season/</ref>
+
#Sign up for a new rewards card a few months before the holidays. A sign-up bonus is often the best way to accumulate points quickly. Know that there may be a purchase level you need to reach in order to receive the best bonus. Take advantage of your increased holiday spending to reach that level. <ref>https://studentloanhero.com/featured/holiday-rewards-card-shopping-season/</ref>[[Image:Use Credit Card Rewards at Christmas Step 10.jpg|center]]
 
#*For example, one major credit card offers a 100,000-point sign-up bonus if you spend $4,000 on the card within the first three months.  
 
#*For example, one major credit card offers a 100,000-point sign-up bonus if you spend $4,000 on the card within the first three months.  
#[[Choose a Credit Card by Rewards|Make sure your rewards card is right for you]]. One immediate factor to consider each year is the annual fee associated with your card.  If you're receiving and using your points, you've probably saved substantially more than the cost of the fee. However, if you only occasionally use your rewards points, a card with an annual fee may not be cost-effective. <ref>https://studentloanhero.com/featured/holiday-rewards-card-shopping-season/</ref>
+
#[[Choose a Credit Card by Rewards|Make sure your rewards card is right for you]]. One immediate factor to consider each year is the annual fee associated with your card.  If you're receiving and using your points, you've probably saved substantially more than the cost of the fee. However, if you only occasionally use your rewards points, a card with an annual fee may not be cost-effective. <ref>https://studentloanhero.com/featured/holiday-rewards-card-shopping-season/</ref>[[Image:Use Credit Card Rewards at Christmas Step 11.jpg|center]]
 
#*In short, you should choose credit cards that offer you the best advantages in light of your pattern of use. For many people airline miles offer the best advantages associated with  rewards programs. Simple cash-back rewards may be best for others.
 
#*In short, you should choose credit cards that offer you the best advantages in light of your pattern of use. For many people airline miles offer the best advantages associated with  rewards programs. Simple cash-back rewards may be best for others.
#Look ahead to next holiday season.  The best way successfully to use credit card rewards to cover holiday expenses is to save them up throughout the year. Note that many rewards programs offer additional point bonuses for certain types of purchases throughout the year. <ref>http://www.moneymanifesto.com/use-credit-card-rewards-to-pay-for-christmas-2376/</ref>
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#Look ahead to next holiday season.  The best way successfully to use credit card rewards to cover holiday expenses is to save them up throughout the year. Note that many rewards programs offer additional point bonuses for certain types of purchases throughout the year. <ref>http://www.moneymanifesto.com/use-credit-card-rewards-to-pay-for-christmas-2376/</ref>[[Image:Use Credit Card Rewards at Christmas Step 12.jpg|center]]
 
#*For instance, you might receive extra points on hotel expenses during a particular fiscal quarter. Familiarize yourself with these incentives schedules, and consider making significant purchases during periods that will lead to the greatest rewards.   
 
#*For instance, you might receive extra points on hotel expenses during a particular fiscal quarter. Familiarize yourself with these incentives schedules, and consider making significant purchases during periods that will lead to the greatest rewards.   
 
==Sources and Citations==
 
==Sources and Citations==
 
{{reflist}}
 
{{reflist}}

Become a Wildland Firefighter

Posted: 17 Dec 2016 01:51 AM PST

Saving new step-by-step photos

Show changes

Contact Rihanna

Posted: 17 Dec 2016 01:51 AM PST

Saving new step-by-step photos

←Older revision Revision as of 09:51, 17 December 2016
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== Steps ==
 
== Steps ==
 
===Mailing Rihanna a Letter ===
 
===Mailing Rihanna a Letter ===
#Contact Rihanna's label. Rihanna is managed through ROC Nation Management, which is owned by ROC Nation. ROC Nation is headed by Rihanna's mentor, Jay-Z. Her label handles business requests but you can also send her fan mail at this address. You can address the letter to Rihanna in care of ROC Nation.[[Image:Contact Rihanna Step 1 Version 3.jpg|center]]
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#Contact Rihanna's label. Rihanna is managed through ROC Nation Management, which is owned by ROC Nation. ROC Nation is headed by Rihanna's mentor, Jay-Z. Her label handles business requests but you can also send her fan mail at this address. You can address the letter to Rihanna in care of ROC Nation.[[Image:Contact Rihanna Step 1 Version 4.jpg|center]]
 
#*The address for ROC Nation Management is "1411 Broadway, 38th Floor, New York, NY 10018".<ref>http://rocnation.com/contact/</ref>
 
#*The address for ROC Nation Management is "1411 Broadway, 38th Floor, New York, NY 10018".<ref>http://rocnation.com/contact/</ref>
#Contact Rihanna's publicist. Rihanna is a client of 42 West, a public relations firm in New York City. Her publicist is Amanda Silverman, who heads the East Coast Talent team for 42 West. She handles Rihanna's scheduling, booking, and media requests. You can send fan mail to either the primary address in New York, or to their Los Angeles address. You can address your letter to Rihanna in care of Amanda Silverman.<ref>http://www.42west.net/amanda-silverman.html</ref>[[Image:Contact Rihanna Step 2 Version 3.jpg|center]]
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#Contact Rihanna's publicist. Rihanna is a client of 42 West, a public relations firm in New York City. Her publicist is Amanda Silverman, who heads the East Coast Talent team for 42 West. She handles Rihanna's scheduling, booking, and media requests. You can send fan mail to either the primary address in New York, or to their Los Angeles address. You can address your letter to Rihanna in care of Amanda Silverman.<ref>http://www.42west.net/amanda-silverman.html</ref>[[Image:Contact Rihanna Step 2 Version 4.jpg|center]]
 
#*The primary address for 42 West is "220 West 42nd Street, 12th floor, New York, NY 10036".  
 
#*The primary address for 42 West is "220 West 42nd Street, 12th floor, New York, NY 10036".  
 
#*The West Coast address for 42 West is "1840 Century Park East, Suite 700, Los Angeles CA, 90067".
 
#*The West Coast address for 42 West is "1840 Century Park East, Suite 700, Los Angeles CA, 90067".
#Contact her Barbados address. Rihanna recently purchased an estate in Barbados and uses it as her home base when she is not touring. While letters sent to this address may not be read directly by Rihanna, it is an option. Here, you can directly address the letter to Rihanna Fenty.<ref>http://www.christiesrealestate.com/eng/sales/detail/170-l-78516-1309271357370047/one-sandy-lane-paynes-bay-sj-bb24009</ref>[[Image:Contact Rihanna Step 3 Version 3.jpg|center]]
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#Contact her Barbados address. Rihanna recently purchased an estate in Barbados and uses it as her home base when she is not touring. While letters sent to this address may not be read directly by Rihanna, it is an option. Here, you can directly address the letter to Rihanna Fenty.<ref>http://www.christiesrealestate.com/eng/sales/detail/170-l-78516-1309271357370047/one-sandy-lane-paynes-bay-sj-bb24009</ref>[[Image:Contact Rihanna Step 3 Version 4.jpg|center]]
 
#*This address is "One Sandy Lane, Paynes Bay, Saint James, BB24009 Barbados".
 
#*This address is "One Sandy Lane, Paynes Bay, Saint James, BB24009 Barbados".
 
===Writing to Rihanna===
 
===Writing to Rihanna===
#Stamp and address an envelope.  Be sure to write the address legibly in a dark ink. You will need to include your home address as well if you would like to receive anything back.[[Image:Contact Rihanna Step 4 Version 3.jpg|center]]
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#Stamp and address an envelope.  Be sure to write the address legibly in a dark ink. You will need to include your home address as well if you would like to receive anything back.[[Image:Contact Rihanna Step 4 Version 4.jpg|center]]
 
#*You will need to check with your local post office to see how much postage will cost if you are outside of the United States.  
 
#*You will need to check with your local post office to see how much postage will cost if you are outside of the United States.  
#Include something you want autographed. When you send fan mail to Rihanna, you can include something that you would like for her to autograph. While there is no guarantee that you will receive an autograph in return, it doesn't hurt to send something along.[[Image:Contact Rihanna Step 5 Version 3.jpg|center]]
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#Include something you want autographed. When you send fan mail to Rihanna, you can include something that you would like for her to autograph. While there is no guarantee that you will receive an autograph in return, it doesn't hurt to send something along.[[Image:Contact Rihanna Step 5 Version 4.jpg|center]]
 
#*You should include something Rihanna specific, like a photograph or a postcard with her image on it.  Do not send something that is irreplaceable, like ticket stubs to one of her concerts, since you may not receive it back.  
 
#*You should include something Rihanna specific, like a photograph or a postcard with her image on it.  Do not send something that is irreplaceable, like ticket stubs to one of her concerts, since you may not receive it back.  
#Explain your request. This is your opportunity to address Rihanna and her staff with the reason why you wanted to send her fan mail. You should include whether you've ever met her before or attended one of her tours or publicity appearances.[[Image:Contact Rihanna Step 6 Version 3.jpg|center]]
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#Explain your request. This is your opportunity to address Rihanna and her staff with the reason why you wanted to send her fan mail. You should include whether you've ever met her before or attended one of her tours or publicity appearances.[[Image:Contact Rihanna Step 6 Version 4.jpg|center]]
 
#*Ask her a question about her upcoming tours or her charities, like the Clara Lionel Foundation.  
 
#*Ask her a question about her upcoming tours or her charities, like the Clara Lionel Foundation.  
 
#*You can send either a hand written or typed letter. You should always sign your name in ink even if you did type the letter. This makes it more personal and is professional.  
 
#*You can send either a hand written or typed letter. You should always sign your name in ink even if you did type the letter. This makes it more personal and is professional.  
#Be gracious. Your letter to Rihanna should be kind, and you should thank her for spending time reading your letter to her. If you have included something for her to sign, you should thank her in advance for her autograph.[[Image:Contact Rihanna Step 7 Version 3.jpg|center]]
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#Be gracious. Your letter to Rihanna should be kind, and you should thank her for spending time reading your letter to her. If you have included something for her to sign, you should thank her in advance for her autograph.[[Image:Contact Rihanna Step 7 Version 4.jpg|center]]
 
#*For example, you could say something like "Thank you for taking the time to read this. I know you receive a lot of fan mail and it means a lot to me to know that you've taken time out of your busy life to read a letter from your fan."
 
#*For example, you could say something like "Thank you for taking the time to read this. I know you receive a lot of fan mail and it means a lot to me to know that you've taken time out of your busy life to read a letter from your fan."
 
#*If you've included something for her to sign you could add, "Thank you in advance for signing this photograph for me. I took this photo at your concert and I have copies of it hanging in my room. Having an autographed copy of this photograph would mean to world to me, so thank you!"
 
#*If you've included something for her to sign you could add, "Thank you in advance for signing this photograph for me. I took this photo at your concert and I have copies of it hanging in my room. Having an autographed copy of this photograph would mean to world to me, so thank you!"
 
===Contacting Rihanna Through Social Media===
 
===Contacting Rihanna Through Social Media===
#Contact Rihanna on [[Use Instagram|Instagram]]. Rihanna's Instagram account is @badgalriri. She uses Instagram frequently and interacts with fans on the site daily.[[Image:Contact Rihanna Step 8 Version 3.jpg|center]]
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#Contact Rihanna on [[Use Instagram|Instagram]]. Rihanna's Instagram account is @badgalriri. She uses Instagram frequently and interacts with fans on the site daily.[[Image:Contact Rihanna Step 8 Version 4.jpg|center]]
 
#*You can either send her a direct message or comment on her pictures. A direct message is private and fans have reported having conversations with her this way.  
 
#*You can either send her a direct message or comment on her pictures. A direct message is private and fans have reported having conversations with her this way.  
 
#*Based on her past interactions with fans, Instagram seems to be the best way to contact her over social media if you want a response.  
 
#*Based on her past interactions with fans, Instagram seems to be the best way to contact her over social media if you want a response.  
 
#*You could say something like this in a direct message, "Hi Rihanna, my name is Amy and I loved your song Umbrella. What was your favorite song on Good Girl Gone Bad to record?  
 
#*You could say something like this in a direct message, "Hi Rihanna, my name is Amy and I loved your song Umbrella. What was your favorite song on Good Girl Gone Bad to record?  
#Contact Rihanna on [[Use Twitter|Twitter]]. Rihanna's Twitter account is @rihanna. <ref>https://twitter.com/rihanna?lang=en</ref> Her Twitter account is updated usually every day and is most likely run by one of Rihanna's assistants as well as Rihanna herself.[[Image:Contact Rihanna Step 9 Version 3.jpg|center]]
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#Contact Rihanna on [[Use Twitter|Twitter]]. Rihanna's Twitter account is @rihanna. <ref>https://twitter.com/rihanna?lang=en</ref> Her Twitter account is updated usually every day and is most likely run by one of Rihanna's assistants as well as Rihanna herself.[[Image:Contact Rihanna Step 9 Version 4.jpg|center]]
 
#*You can send her a private message through the site or tweet directly to her.  
 
#*You can send her a private message through the site or tweet directly to her.  
 
#*Rihanna retweets a lot of fan posts that contain a photograph of her. You could tweet a picture of Rihanna at a recent award show congratulating her on her awards.  
 
#*Rihanna retweets a lot of fan posts that contain a photograph of her. You could tweet a picture of Rihanna at a recent award show congratulating her on her awards.  
#Contact Rihanna on [[Use Facebook|Facebook]]. Rihanna's official Facebook account is @rihanna. You can use Facebook to write on Rihanna's Facebook wall or to send her a private message over Facebook messenger.[[Image:Contact Rihanna Step 10 Version 3.jpg|center]]
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#Contact Rihanna on [[Use Facebook|Facebook]]. Rihanna's official Facebook account is @rihanna. You can use Facebook to write on Rihanna's Facebook wall or to send her a private message over Facebook messenger.[[Image:Contact Rihanna Step 10 Version 4.jpg|center]]
 
#*It is unlikely that Rihanna herself runs her Facebook page but there is always the chance that one of her assistants will see your message and pass it along to Rihanna.  
 
#*It is unlikely that Rihanna herself runs her Facebook page but there is always the chance that one of her assistants will see your message and pass it along to Rihanna.  
 
#*In a private message to Rihanna's page, you could write something like, "Hi Rihanna, my name is Amy and I wanted to say hi since I didn't have a chance to during the meet and greet at your concert in Miami. You've been my favorite artist for years now, and I love your work!"
 
#*In a private message to Rihanna's page, you could write something like, "Hi Rihanna, my name is Amy and I wanted to say hi since I didn't have a chance to during the meet and greet at your concert in Miami. You've been my favorite artist for years now, and I love your work!"
#Contact Rhianna on [[:Category:MySpace|MySpace]]. Rihanna's MySpace account is @rihanna. This is probably the least effective way to contact Rihanna since her MySpace is updated infrequently and is not as popular as her other social media accounts.<ref>https://myspace.com/rihanna</ref>[[Image:Contact Rihanna Step 11 Version 3.jpg|center]]
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#Contact Rhianna on [[:Category:MySpace|MySpace]]. Rihanna's MySpace account is @rihanna. This is probably the least effective way to contact Rihanna since her MySpace is updated infrequently and is not as popular as her other social media accounts.<ref>https://myspace.com/rihanna</ref>[[Image:Contact Rihanna Step 11 Version 4.jpg|center]]
 
#*The message you send on Myspace could be similar to the one that you send on Facebook. It should contain your name and why you're reaching out. You could congratulate her the success of her recent album or an award she won at a music awards show.  
 
#*The message you send on Myspace could be similar to the one that you send on Facebook. It should contain your name and why you're reaching out. You could congratulate her the success of her recent album or an award she won at a music awards show.  
#Contact Rihanna on her official website. Rihanna's official website is RihannaNow.com. Her official website lists her tour dates and her appearances. If you can afford to go to one of her concerts or if you live near one of scheduled appearances, this is your best chance to meet Rihanna in person.<ref>http://www.rihannanow.com/</ref>
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#Contact Rihanna on her official website. Rihanna's official website is RihannaNow.com. Her official website lists her tour dates and her appearances. If you can afford to go to one of her concerts or if you live near one of scheduled appearances, this is your best chance to meet Rihanna in person.<ref>http://www.rihannanow.com/</ref>[[Image:Contact Rihanna Step 12 Version 3.jpg|center]]
 
#*If you have a philanthropic request, you can contact her charity. Rihanna founded the Clara Lionel Foundation in 2012 to help students in underprivileged areas receive college scholarships and to fight for education rights. You can send an email to the organization at info@claralionelfoundation.org.<ref>https://www.claralionelfoundation.org</ref>
 
#*If you have a philanthropic request, you can contact her charity. Rihanna founded the Clara Lionel Foundation in 2012 to help students in underprivileged areas receive college scholarships and to fight for education rights. You can send an email to the organization at info@claralionelfoundation.org.<ref>https://www.claralionelfoundation.org</ref>
 
#*When you contact her charity, you should write a formal request that contains information about why you are requesting her presence at your event and the details about the event.
 
#*When you contact her charity, you should write a formal request that contains information about why you are requesting her presence at your event and the details about the event.

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